Carroll County property record for 213 Bertie Ave, Westminster, MD 21157
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,856 sqft · built 1979 |
| Lot Size | 0.53 acres (23,086 sqft) |
| Owner | Individual Name on File |
| Last Sale | $384,000 (Sep 2019) |
| Tax Bill | $4,514 (2026) |
| Deeds & Mortgages | May 2026 Line of Credit Jul 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-045247 |
| Primary APN | 07-045247 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,856 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 23,086 sqft (0.53 acres) |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 624 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 20 sqft |
| Patio Area | 639 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 045247 |
|---|---|
| Street Address | 213 BERTIE AVE |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-6903 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-400 |
| Legal Description | LT 30 - 23086 SF SC 213 BERTIE AVE 53-313 MOUNTAIN VIEW AMND |
| Legal Subdivision | MOUNTAIN VIEW SEC 09 |
| Legal Lot Number | 30 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 7, WESTMINSTER |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 507802 |
213 Bertie Ave is owned and occupied by an individual who bought it in September 2019.
Source: Carroll County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 213 BERTIE AVE, WESTMINSTER, MD 21157-6903 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 15, 2026 | Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL FEDERAL CREDIT UNION/MD |
| Jul 10, 2023 | Deed of Trust, Mortgage · Line of Credit LENDAGE LLC |
| Jul 2, 2021 | Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC |
| Sep 19, 2019 | Grant Deed, Transfer · FHA Mortgage WEST TOWN BK&TR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 19, 2019 · Amount on File |
| Deed Sale | Sep 19, 2019 · Amount on File |
| Deed Book / Page | 9415 / 406 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | May 15, 2026 |
| Property Address | 213 BERTIE AVE, WESTMINSTER, MD 21157-6903 |
| Document Number | 1176000384 |
| Book / Page | 11763 / 384 |
| Instrument Date | Apr 29, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner, 167 |
| Address | 213 BERTIE AVE, WESTMINSTER, MD 21157-6903 |
| Document Number | 1176000384, |
|---|---|
| Date | May 15, 2026 |
| Book Page | 11763/384 |
| Name | FIRST FINANCIAL FEDERAL CREDIT UNION/MD |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | May 31, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.49% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 213 BERTIE AVE, WESTMINSTER, MD 21157-6903 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 213 BERTIE AVE, WESTMINSTER, MD 21157-6903 |
| Document Number | 0110700276 |
|---|---|
| Date | Jul 10, 2023 |
| Book Page | 11070/276 |
| Name | LENDAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | FLINT, MI 48501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Aug 1, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 213 BERTIE AVE, WESTMINSTER, MD 21157-6903 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|
| Document Number | 0103540364 |
|---|---|
| Date | Jul 2, 2021 |
| Book Page | 10354/364 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Sep 19, 2019 |
| Property Address | 213 BERTIE AVE, WESTMINSTER, MD 21157-6903 |
| Document Number | 0094150406 |
| Book / Page | 009415 / 000406 |
| Instrument Date | Aug 30, 2019 |
| Transaction Type | Transfer |
| Record Updated | Oct 3, 2019 |
| Title Company | LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE CO INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $384.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 213 BERTIE AVE WESTMINSTER MD 211576903, WESTMINSTER, MD 21157-6903 |
| Document Number | 94150414 |
|---|---|
| Date | Sep 19, 2019 |
| Book Page | 009415/000414 |
| Name | WEST TOWN BK&TR |
|---|---|
| Address | RALEIGH, NC 27615 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 18, 2049 |
The 2026 property tax bill for 213 Bertie Ave was $4,514 with a homeowner's exemption, up 4.9% from the year before.
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,514.00 (+4.88%) Homeowner's exemption | $440,900 (+4.45%) Land $102,300 Building $338,600 | $440,900 (-) Land $102,300 Building $338,600 |
| 2025 | $4,304.00 Homeowner's exemption | $422,100 | $440,900 Land $102,300 Building $338,600 |
| 2023 | $4,344.00 Homeowner's exemption | $384,500 Land $102,300 Building $282,200 | $384,500 Land $102,300 Building $282,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 213 Bertie Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 213 Bertie Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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