224 Bertie Ave, Westminster, MD 21157 Property Records

Carroll County property record for 224 Bertie Ave, Westminster, MD 21157

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,856 sqft · built 1992
Lot Size0.776 acres (33,802 sqft)
Owner2 Individual Names on Record
Last Sale$569,000 (Nov 2021)
Tax Bill$6,348 (2026)
Deeds & MortgagesFeb 2021 Mortgage
Mar 2022 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN07-114869

Property Details

APN / Parcel Number

Primary APN07-114869
Alternative APNs
  • 7114869
  • 114869

Interior

Full Baths3 Baths
Stories2 Stories
Building Area1,856 sqft Total Area
Basement Area1,400 sqft
Finished Basement1,400 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleSplit Foyer
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area33,802 sqft (0.776 acres)
Garage TypeMixed
Garage Area1,656 sqft
Parking Spaces5 Parking Spaces
Deck Area264 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number114869
Street Address224 BERTIE AVE
CityWESTMINSTER
StateMD
Zip21157-6904
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-200
Legal DescriptionLT 112- 0.7767 AC BERTIE AVE MOUNTAIN VIEW 33-140 SEC 10 AMND
Legal SubdivisionMOUNTAIN VIEW SEC 10 AMD
Legal Lot Number112
JurisdictionCARROLL MD
Township / Civil Division7, WESTMINSTER
Census Block Group2
Census Block2005
Census Tract507802

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address224 BERTIE AVE, WESTMINSTER, MD 21157-6904
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 17, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Mar 24, 2022Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Nov 12, 2021Deed, Transfer · Conventional Mortgage
PNC BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 12, 2021 · Amount on Record
Deed SaleNov 12, 2021 · Amount on Record
Prior SaleSep 18, 2001 · Amount on Record
Deed Book / Page10555 / 270
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL MD
Property Address224 BERTIE AVE, WESTMINSTER, MD 21157-6904
Transaction TypeMortgage
Record UpdatedMay 2, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0101070297
DateFeb 17, 2021
Book Page10107/297
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term177 Months
DueNov 1, 2035

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL MD
Property Address224 BERTIE AVE, WESTMINSTER, MD 21157-6904
Transaction TypeMortgage
Record UpdatedMay 2, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address224 BERTIE AVE, WESTMINSTER, MD 21157-6904

Mortgage

Document Number0107180144
DateMar 24, 2022
Book Page10718/144
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount Recorded
Term479 Months
DueFeb 10, 2062
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2021: Deed, Transfer

Document TypeDeed
JurisdictionCARROLL MD
Recording DateNov 12, 2021
Property Address224 BERTIE AVE, WESTMINSTER, MD 21157-6904
Document Number0105550270
Book / Page10555 / 270
Map ReferenceMB 33 PG 140
Instrument DateAug 27, 2021
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyCARDINAL TITLE GROUP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address224 BERTIE AVE, WESTMINSTER, MD 21157-6904

Mortgage

Document Number0010555276
DateNov 12, 2021
Instrument10555/276
Lender
NamePNC BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueSep 1, 2051

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCarroll County
Unified School DistrictCarroll County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,348.00 (+10.44%)$561,500 (+40.09%) Land $122,000 Building $439,500$561,500 (+40.09%) Land $122,000 Building $439,500
2025$5,748.00 (+26.92%)
2023$4,529.00$400,800 Land $122,000 Building $278,800$400,800 Land $122,000 Building $278,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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