226 Baxter Rd, Cherryville, NC 28021 Property Records

Cleveland County property record for 226 Baxter Rd, Cherryville, NC 28021

Property Summary

Property Type	Residential Vacant Land
Lot Size	3.46 acres (150,935 sqft)
Owner	2 Individual Names on Record
Tax Bill	$194 (2026)
Deeds & Mortgages	Dec 2019 Mortgage Jun 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`62707`

Property Details

APN / Parcel Number

Primary APN	`62707`
Alternative APN	`1324066`

Exterior

Lot Area	150,935 sqft (3.46 acres)

Location & Zoning

Account Number	1324066
Street Address	226 BAXTER RD
City	CHERRYVILLE
State	NC
Zip	28021-9756
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	AA4
Legal Description	3.465 AC OFF RD 1745
Legal Subdivision	WACO
Legal Block	1
Legal Lot Number	106
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1006
Census Tract	950301

Owner

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	411 BAXTER RD, CHERRYVILLE, NC 28021-9545
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE
Jun 6, 2019	Deed of Trust, Mortgage · Line of Credit MADISON HOMEBUILDERS
Nov 30, 2018	Quit Claim Deed ATTORNEY ONLY
Dec 23, 2014	Deed of Trust, Mortgage BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 3, 2014
Transfer Doc	0016851894
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	226 BAXTER RD, CHERRYVILLE, NC 28021-9756
Transaction Type	Mortgage
Record Updated	Oct 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0018040113
Date	Dec 13, 2019
Book Page	1804/0113
Instrument	200033847

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	226 BAXTER RD, CHERRYVILLE, NC 28021-9756
Document Number	0017992000
Instrument Date	Jun 6, 2019
Transaction Type	Mortgage
Record Updated	Oct 22, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	729 CENTENNIAL ST GASTONIA NC 280566920, GASTONIA, NC 28056-6920

Mortgage

Document Number	0017992000
Date	Oct 3, 2019
Book Page	001799/002000
Instrument	31178

Lender

Name	MADISON HOMEBUILDERS
Type	Construction/Development Company
Address	COLUMBIA, SC 29217

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2018: Quit Claim Deed

Document Type	Quit Claim Deed
Jurisdiction	CLEVELAND NC
Recording Date	Nov 30, 2018
Property Address	226 BAXTER RD, CHERRYVILLE, NC 28021-9756
Document Number	0017810838
Book / Page	001781 / 000838
Instrument Date	Nov 21, 2018
Instrument	20666
Record Updated	Jan 2, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	226 BAXER RD CHERRYVILLE NC 28021, CHERRYVILLE, NC 28021

December 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	226 BAXTER RD, CHERRYVILLE, NC 28021-9756
Document Number	0017810842
Instrument Date	Dec 23, 2014
Transaction Type	Mortgage
Record Updated	Jan 7, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4251 BAXTER RD CHERRYVILLE NC 28021, CHERRYVILLE, NC 28021

Mortgage

Document Number	0017810842
Date	Nov 30, 2018
Book Page	001781/000842
Instrument	20667

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Amount	Amount Recorded
Term	324 Months
Due	Nov 29, 2045

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$194.00	$30,675 (-) Land $30,675	$30,675 (-) Land $30,675
2025	$194.00	$30,675 (+89.68%) Land $30,675	$30,675 (+89.68%) Land $30,675
2023		$16,172 Land $16,172	$16,172 Land $16,172

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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