231 Baxter Rd, Cherryville, NC 28021 Property Records

Cleveland County property record for 231 Baxter Rd, Cherryville, NC 28021 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details1,540 sqft · built 1940
Lot Size33.5 acres (1,463,006 sqft)
Owner2 Individual Names on File
Last Sale$243,000 (Apr 2020)
Tax Bill$931 (2025)
Deeds & MortgagesOct 2025 Line of Credit
Apr 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN15894

Property Details

APN / Parcel Number

Primary APN15894
Alternative APN
  • 1330593

Interior

Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area1,540 sqft Finished Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1989
Exterior MaterialAluminum/Vinyl
Lot Area1,463,006 sqft (33.5 acres)
PorchSlab
Porch Area344 sqft
Storage BuildingStorage Building

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHeat Pump

Location & Zoning

Account Number1330593
Street Address231 BAXTER RD
CityCHERRYVILLE
StateNC
Zip28021-9583
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description33.586AC RD 1910
Legal SubdivisionWACO
Legal Block1
Legal Lot Number27U
JurisdictionCLEVELAND NC
Township / Civil DivisionCLEVELAND
Census Block Group1
Census Block1006
Census Tract950301

Owner

Source: Cleveland County records · APN 15894

Assessment roll updated September 30, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address231 BAXTER RD, CHERRYVILLE, NC 28021-9583
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 15, 2025Deed of Trust, Mortgage · Line of Credit
TRUIST BANK A NORTH CAROLIN
Apr 15, 2020Warranty Deed, Transfer · Conventional Mortgage
FARM CREDIT SVCS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 15, 2020 · Amount on Record
Deed SaleApr 15, 2020 · Amount on Record
Deed Document Number202038244
Deed Book / Page1811 / 554
Record UpdatedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLEVELAND NC
Property Address231 BAXTER RD, CHERRYVILLE, NC 28021-9583
Transaction TypeMortgage
Record UpdatedOct 27, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address231 BAXTER RD, CHERRYVILLE, NC 28021-9583

Mortgage

Document Number0019581139
DateOct 15, 2025
Book Page1958/1139
Instrument200119991
Lender
NameTRUIST BANK A NORTH CAROLIN
AddressPO BOX 1290, WHITEVILLE, NC 28472
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Change FrequencyMonthly

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLEVELAND NC
Recording DateApr 15, 2020
Property Address231 BAXTER RD, CHERRYVILLE, NC 28021-9583
Document Number0018110554
Book / Page001811 / 000554
Instrument DateApr 15, 2020
Instrument38244
Transaction TypeTransfer
Record UpdatedJun 30, 2020
Title CompanyOTHER

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$486.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address231 BAXTER RD CHERRYVILLE NC 280219583, CHERRYVILLE, NC 28021-9583

Mortgage

Document Number18110557
DateApr 15, 2020
Book Page001811/000557
Instrument38245
Lender
NameFARM CREDIT SVCS
TypeFunding / Finance Company
AddressLIBERTY, NC 27298
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 14, 2050

Tax Assessment & Valuation

Source: Cleveland County records · Assessment roll updated September 30, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCleveland County
Unified School DistrictCleveland County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$331,704 (-) Land $226,105 Building $105,599$331,704 (-) Land $226,105 Building $105,599
2025$931.00$331,704 (+81.12%) Land $226,105 Building $105,599$331,704 (+81.12%) Land $226,105 Building $105,599
2023$183,142 Land $131,753 Building $51,389$183,142 Land $131,753 Building $51,389

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cleveland County (37045C), updated March 5, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskLow
above 37% of the US · above 53% of North Carolina
Wildfire LikelihoodAbout 1 in 1,695 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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