Cleveland County property record for 167 Baxter Rd, Cherryville, NC 28021
| Property Type | Single Family Home |
|---|---|
| Details | 3,220 sqft · built 2003 |
| Lot Size | 1.5 acres (65,340 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $275,000 (Feb 2019) |
| Tax Bill | $2,901 (2026) |
| Deeds & Mortgages | Nov 2025 Line of Credit Feb 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 57161 |
| Primary APN | 57161 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 3,220 sqft Finished Area |
| Upper Floors Area | 1,372 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Lot Area | 65,340 sqft (1.5 acres) |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 294 sqft |
| Deck Area | 432 sqft |
| Storage Building | 72 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1323653 |
|---|---|
| Street Address | 167 BAXTER RD |
| City | CHERRYVILLE |
| State | NC |
| Zip | 28021-9754 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AA4 |
| Legal Description | TR#2 PB25-47 RD#1910 |
| Legal Subdivision | WACO |
| Legal Tract | 2 |
| Legal Block | 1 |
| Legal Lot Number | 95 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 950301 |
Source: Cleveland County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 167 BAXTER RD, CHERRYVILLE, NC 28021-9754 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 26, 2025 | Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK |
| Feb 28, 2019 | Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE |
| Sep 18, 2018 | Warranty Deed, Transfer RESIDENTIAL CAP PTRS SECURED L |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 28, 2019 · Amount on File |
| Deed Sale | Feb 28, 2019 · Amount on File |
| Prior Sale | Sep 18, 2018 · Amount on File |
| Deed Document Number | 2019200023516 |
| Deed Book / Page | 1786 / 1636 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 167 BAXTER RD, CHERRYVILLE, NC 28021-9754 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2025 |
| Name | Verified Name |
|---|---|
| Address | 167 BAXTER RD, CHERRYVILLE, NC 28021-9754 |
| Document Number | 0019612189 |
|---|---|
| Date | Nov 26, 2025 |
| Book Page | 1961/2189 |
| Instrument | 200121741 |
| Name | COASTAL COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | 910 CAMPISI WAY STE 2D, CAMPBELL, CA 95008 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Feb 28, 2019 |
| Property Address | 167 BAXTER RD, CHERRYVILLE, NC 28021-9754 |
| Document Number | 0017861636 |
| Book / Page | 001786 / 001636 |
| Instrument Date | Feb 27, 2019 |
| Instrument | 23516 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $550.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 167 BAXTER RD CHERRYVILLE NC 28021, CHERRYVILLE, NC 28021 |
| Document Number | 17861639 |
|---|---|
| Date | Feb 28, 2019 |
| Book Page | 001786/001639 |
| Instrument | 23517 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 27, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Sep 18, 2018 |
| Property Address | 167 BAXTER RD, CHERRYVILLE, NC 28021-9754 |
| Document Number | 0017760675 |
| Book / Page | 001776 / 000675 |
| Instrument Date | Sep 18, 2018 |
| Instrument | 18133 |
| Transaction Type | Transfer |
| Record Updated | Mar 29, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $325.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2000 L SHEARER RD DAVIDSON NC 28036, DAVIDSON, NC 28036 |
| Document Number | 17760677 |
|---|---|
| Date | Sep 18, 2018 |
| Book Page | 001776/000677 |
| Instrument | 18134 |
| Name | RESIDENTIAL CAP PTRS SECURED L |
|---|---|
| Address | 3838 OAK LAWN AVE # 1500, DALLAS, TX 75219-4516 |
| Amount | Amount on Record |
|---|
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,901.00 (+1.26%) | $451,217 (-) Land $45,080 Building $406,137 | $451,217 (-) Land $45,080 Building $406,137 |
| 2025 | $2,865.00 | $451,217 (+43.73%) Land $45,080 Building $406,137 | $451,217 (+43.73%) Land $45,080 Building $406,137 |
| 2023 | $313,927 Land $27,312 Building $286,615 | $313,927 Land $27,312 Building $286,615 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 48% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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