Cape May County and Avalon Borough property record for 226 45th St, Avalon, NJ 08202
| Property Type | Single Family Home |
|---|---|
| Details | 3,165 sqft · built 2006 |
| Lot Size | 0.126 acres (5,502 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $2,150,000 (Sep 2020) |
| Tax Bill | $10,533 (2024) |
| Deeds & Mortgages | Sep 2020 Sale May 2017 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 01-00045-04-00050 |
| Primary APN | 01-00045-04-00050 |
|---|---|
| Alternative APN |
|
| Stories | 3 Stories |
|---|---|
| Building Area | 3,165 sqft Living Area |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Construction Type | Frame |
| Lot Area | 5,502 sqft (0.126 acres) |
| Lot Dimensions | 110 ft deep x 50 ft wide |
| Street Address | 226 45TH ST |
|---|---|
| City | AVALON |
| State | NJ |
| Zip | 08202-1416 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1C |
| Legal Block | 45.4 |
| Legal Lot Number | 50 |
| Jurisdiction | CAPE MAY NJ |
| Township / Civil Division | AVALON |
| Census Block Group | 3 |
| Census Block | 3051 |
| Census Tract | 20902 |
226 45th St is owned by two individuals who bought it in September 2020.
Source: Cape May County and Avalon Borough records, as of June 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 584 CHARLES DR, DOWNINGTOWN, PA 19335-1786 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 23, 2020 | Grant Deed, Transfer SHORE TITLE |
| May 12, 2017 | Deed of Trust, Mortgage CREST SVGS |
| May 12, 2017 | Deed of Trust, Mortgage CREST SVGS BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 23, 2020 · Amount on File |
| Deed Sale | Sep 23, 2020 · Amount on File |
| Prior Sale | Oct 17, 2005 · Amount on File |
| Deed Document Number | 202032210 |
| Deed Book / Page | 3935 / 470 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Recording Date | Sep 23, 2020 |
| Property Address | 226 45TH ST, AVALON, NJ 08202-1416 |
| Document Number | 0039350470 |
| Book / Page | 003935 / 000470 |
| Instrument Date | Sep 15, 2020 |
| Instrument | 32210 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2020 |
| Title Company | SHORE TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $2,150.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 584 CHARLES DR DOWNINGTOWN PA 193351786, DOWNINGTOWN, PA 19335-1786 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Property Address | 226 45TH ST, AVALON, NJ 08202-1416 |
| Document Number | 0058670692 |
| Book / Page | 005867 / 000692 |
| Instrument Date | May 12, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2017 |
| Title Company | TITLE COMPANY/JERSEY, TITLE CO/JERSEY |
| Name | Verified Name |
|---|---|
| Address | 226 45TH ST AVALON NJ 082021416, AVALON, NJ 08202-1416 |
| Document Number | 0058670692 |
|---|---|
| Date | May 19, 2017 |
| Book Page | 005867/000692 |
| Instrument | 15258 |
| Name | CREST SVGS |
|---|---|
| Type | Federal Savings Bank |
| Address | WILDWOOD, NJ 08260 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | May 18, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Property Address | 226 45TH ST, AVALON, NJ 08202-1416 |
| Document Number | 0009550706 |
| Instrument Date | May 12, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2021 |
| Title Company | SHORE TITLE |
| Name | Verified Name |
|---|---|
| Address | 831 CANAL ST TURNERSVILLE NJ 080121033, TURNERSVILLE, NJ 08012-1033 |
| Document Number | 0009550706 |
|---|---|
| Date | Jan 14, 2021 |
| Book Page | 000955/000706 |
| Instrument | 2299 |
| Name | CREST SVGS BK |
|---|---|
| Address | WILDWOOD, NJ 08260 |
| Amount | Amount on Record |
|---|---|
| Term | 300 Months |
| Due | Jan 13, 2046 |
| Rate | 3.25% |
|---|
Source: Cape May County and Avalon Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Cape May County |
| Municipality | Avalon Borough |
| Unified School District | Avalon Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,715,500 (-) Land $950,000 Building $765,500 | $1,715,500 (-) Land $950,000 Building $765,500 | |
| 2025 | $1,715,500 Land $950,000 Building $765,500 | $1,715,500 Land $950,000 Building $765,500 | |
| 2024 | $10,533.00 | ||
| 2023 | $1,715,500 Land $950,000 Building $765,500 | $1,715,500 Land $950,000 Building $765,500 | |
| 2022 | $9,744.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 226 45th St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 981 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 1,603 units insured incl. 622 condo units |
| Nearby Flood Claims | 547 (1979–2024) |
| Claims Outside the SFHA | 15 of 547 |
| Most Recent Claim | Nov 2024 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 226 45th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AVALON WATER AND SEWERAGE UTILITIES serves 39,839 people · EPA ID NJ0501001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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