204 45th St, Avalon, NJ 08202 Property Records

Cape May County and Avalon Borough property record for 204 45th St, Avalon, NJ 08202

Property Summary

Property Type	Single Family Home
Details	3,813 sqft · built 2004
Lot Size	0.152 acres (6,599 sqft)
Owner	2 Individual Names on File
Last Sale	$2,050,000 (Jul 2020)
Tax Bill	$12,851 (2024)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`01-00045-04-00046`

Property Details

APN / Parcel Number

Primary APN	`01-00045-04-00046`
Alternative APN	`0100045000400046`

Interior

Stories	3 Stories
Building Area	3,813 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Ranch
Construction Type	Frame
Lot Area	6,599 sqft (0.152 acres)
Lot Dimensions	110 ft deep x 60 ft wide

Location & Zoning

Street Address	204 45TH ST
City	AVALON
State	NJ
Zip	08202-1416
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1C
Legal Block	45.4
Legal Lot Number	46
Jurisdiction	CAPE MAY NJ
Township / Civil Division	AVALON
Census Block Group	3
Census Block	3051
Census Tract	20902

Owner

204 45th St is owned by two individuals who bought it in July 2020.

Source: Cape May County and Avalon Borough records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	315 GLENWOOD RD, RIDGEWOOD, NJ 07450-1331
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2020 · Amount on File
Deed Sale	Jul 15, 2020 · Amount on File
Prior Sale	Dec 26, 2002 · Amount on File
Deed Document Number	202021454
Deed Book / Page	3921 / 476
Prior Transfer Date	Dec 26, 2012
Prior Transfer Doc	0000000199
Record Updated	Oct 29, 2026

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CAPE MAY NJ
Recording Date	Jul 15, 2020
Property Address	204 45TH ST, AVALON, NJ 08202-1416
Document Number	0039210476
Book / Page	003921 / 000476
Instrument Date	Jun 30, 2020
Instrument	21454
Transaction Type	Transfer
Record Updated	Aug 28, 2020
Title Company	OCEANS EDGE SETTLEMENT SERVICES, OCEANS EDGE SETTLEMENT SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,050.00
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	315 GLENWOOD RD RIDGEWOOD NJ 074501331, RIDGEWOOD, NJ 07450-1331

Mortgage

Document Number	62110791
Date	Jul 15, 2020
Book Page	006211/000791
Instrument	21456

Lender

Name	UBS BK USA
Type	Bank
Address	299 S MAIN ST # 2275, SALT LAKE CITY, UT 84111-2370

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 14, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.62%

Tax Assessment & Valuation

Source: Cape May County and Avalon Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Cape May County
Municipality	Avalon Borough
Unified School District	Avalon Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,093,100 (-) Land $1,020,000 Building $1,073,100	$2,093,100 (-) Land $1,020,000 Building $1,073,100
2025		$2,093,100 Land $1,020,000 Building $1,073,100	$2,093,100 Land $1,020,000 Building $1,073,100
2024	$12,851.00
2023		$2,097,000 Land $1,020,000 Building $1,077,000	$2,097,000 Land $1,020,000 Building $1,077,000
2022	$11,910.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 204 45th St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 981 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	1,603 units insured incl. 622 condo units
Nearby Flood Claims	547 (1979–2024)
Claims Outside the SFHA	15 of 547
Most Recent Claim	Nov 2024
Claims by Event	Hurricane Sandy, Nov 2012 · 245 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 35 claims Coastal Storms & Flooding, Mar 1984 · 38 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 204 45th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AVALON WATER AND SEWERAGE UTILITIES serves 39,839 people · EPA ID NJ0501001
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20