Cape May County and Avalon Borough property record for 238 45th St, Avalon, NJ 08202 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2,776 sqft · built 1970 |
| Lot Size | 0.126 acres (5,502 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $7,890 (2024) |
| Deeds & Mortgages | Apr 2020 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 01-00045-04-00052 |
| Primary APN | 01-00045-04-00052 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,776 sqft Living Area |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Construction Type | Frame |
| Lot Area | 5,502 sqft (0.126 acres) |
| Lot Dimensions | 110 ft deep x 50 ft wide |
| Street Address | 238 45TH ST |
|---|---|
| City | AVALON |
| State | NJ |
| Zip | 08202-1416 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 45.4 |
| Legal Lot Number | 52 |
| Jurisdiction | CAPE MAY NJ |
| Township / Civil Division | AVALON |
| Census Block Group | 3 |
| Census Block | 3051 |
| Census Tract | 20902 |
Source: Cape May County and Avalon Borough records · APN 01-00045-04-00052
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 238 45TH ST, AVALON, NJ 08202-1416 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Sep 28, 2009 |
| Transfer Doc | 0000000259 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Property Address | 238 45TH ST, AVALON, NJ 08202-1416 |
| Document Number | 0061890896 |
| Instrument Date | Apr 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 17, 2020 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 238 45TH ST AVALON NJ 082021416, AVALON, NJ 08202-1416 |
| Document Number | 0061890896 |
|---|---|
| Date | May 21, 2020 |
| Book Page | 006189/000896 |
| Instrument | 15030 |
| Name | UNIVEST BK & TR CO |
|---|---|
| Type | Bank |
| Address | SOUDERTON, PA 18964 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 20, 2050 |
Source: Cape May County and Avalon Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Cape May County |
| Municipality | Avalon Borough |
| Unified School District | Avalon Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,285,100 (-) Land $950,000 Building $335,100 | $1,285,100 (-) Land $950,000 Building $335,100 | |
| 2025 | $1,285,100 (-) Land $950,000 Building $335,100 | $1,285,100 (-) Land $950,000 Building $335,100 | |
| 2024 | $7,890.00 (+8.1%) | ||
| 2023 | $1,285,100 Land $950,000 Building $335,100 | $1,285,100 Land $950,000 Building $335,100 | |
| 2022 | $7,299.00 |
Source: FEMA National Flood Hazard Layer, Cape May County (34009C), updated October 4, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340090209023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 981 individual NFIP policies nearby |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 1,603 units insured 622 under condo master policies |
| Nearby Flood Claims | 547 (1979–2024) |
| Claims Outside the SFHA | 15 of 547 |
| Most Recent Claim | Nov 2024 |
| Claims By Storm |
|
| Wildfire Risk | Low above 5% of the US · above 12% of New Jersey |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 85 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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