2258 E 40 N, Saint George, UT 84790 Property Records

Washington County property record for 2258 E 40 N, Saint George, UT 84790

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,202 sqft · built 1993
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$418,499 (Mar 2025)
Tax Bill	$1,499 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Feb 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`SG-CA-5-63`

Property Details

APN / Parcel Number

Primary APN	`SG-CA-5-63`
Alternative APN	`0440639`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,202 sqft Living Area
Gross Area	1,298 sqft
1st Floor Area	1,202 sqft
Attic	Attic
Attic Area	896 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2013
Architectural Style	Ranch
Exterior Material	Combination
Roof Type	Gable
Roof Material	Concrete
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	448 sqft
Porch	Covered Slab
Porch Area	396 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0440639
Street Address	2258 E 40 N
City	SAINT GEORGE
State	UT
Zip	84790-2454
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R18
Legal Description	SUBDIVISION: COTTON ACRES 5 (SG) LOT: 63
Legal Subdivision	COTTON ACRES 5
Legal Lot Number	63
Jurisdiction	WASHINGTON UT
Township / Civil Division	ST. GEORGE
Census Block Group	2
Census Block	2001
Census Tract	271102

Owner

2258 E 40 N is owned and occupied by two individuals who bought it in March 2025.

Source: Washington County records, as of August 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2258 E 40 N, SAINT GEORGE, UT 84790-2454
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 21, 2020	Deed of Trust, Mortgage CORNERSTONE HM LNDG
May 23, 2018	Warranty Deed, Transfer NEST HM LNDG LLC
Apr 19, 2017	Loan Modification, Mortgage · FHA Mortgage HOUSING & CMNTY DEV DEPT
Apr 19, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2025 · Amount on File
Deed Sale	Mar 13, 2025 · Amount on File
Prior Sale	May 23, 2018 · Amount on File
Deed Document Number	20258358
Prior Transfer Date	Oct 15, 2013
Prior Transfer Doc	0000044718
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON UT
Property Address	2258 E 40 N, SAINT GEORGE, UT 84790-2454
Transaction Type	Mortgage
Record Updated	Dec 9, 2021
Title Company	EAGLE GATE TITLE INSURANCE AGENCY, EAGLE GATE TTL INS AGCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000075437
Date	Nov 29, 2021
Instrument	20210075437

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON UT
Property Address	2258 E 40 N, SAINT GEORGE, UT 84790-2454
Document Number	0000009639
Instrument Date	Feb 21, 2020
Transaction Type	Mortgage
Record Updated	Mar 11, 2020
Title Company	THE TITLE INSURANCE AGENCY, THE TITLE INS AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2258 E 40 N ST GEORGE UT 847902454, ST GEORGE, UT 84790-2454

Mortgage

Document Number	0000009639
Date	Feb 26, 2020
Instrument	9639

Lender

Name	CORNERSTONE HM LNDG
Address	HOUSTON, TX 77027

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 25, 2050

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON UT
Recording Date	May 23, 2018
Property Address	2258 E 40 N, SAINT GEORGE, UT 84790-2454
Document Number	0000021408
Instrument Date	May 22, 2018
Instrument	21408
Transaction Type	Transfer
Record Updated	Jun 7, 2018
Title Company	INFINITY TITLE INSURANCE AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2258 E 40 N ST GEORGE UT 847902454, ST GEORGE, UT 84790-2454

Mortgage

Document Number	21409
Date	May 23, 2018
Instrument	21409

Lender

Name	NEST HM LNDG LLC
Address	OUSTON, TX 77027

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 22, 2048

April 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WASHINGTON UT
Property Address	2258 E 40 N, SAINT GEORGE, UT 84790-2454
Document Number	0000016247
Instrument Date	Apr 19, 2017
Transaction Type	Mortgage
Record Updated	Jun 27, 2017
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2258 E 40 N ST GEORGE UT 847902454, ST GEORGE, UT 84790-2454

Mortgage

Document Number	0000016247
Date	Apr 21, 2017
Instrument	16247

Lender

Name	HOUSING & CMNTY DEV DEPT
Type	Construction/Development Company
Address	WEST VALLEY, UT 84120

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 20, 2047

Interest

Rate Type	Fixed Rate
Rate	3.62%

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON UT
Property Address	2258 E 40 N, SAINT GEORGE, UT 84790-2454
Document Number	0000016248
Instrument Date	Apr 19, 2017
Transaction Type	Mortgage
Record Updated	Jan 9, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2258 E 40 N ST GEORGE UT 847902454, ST GEORGE, UT 84790-2454

Mortgage

Document Number	0000016248
Date	Apr 21, 2017
Instrument	16248

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 20, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2258 E 40 N was $1,499.

Source: Washington County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Washington County
Municipality	St. George City
Unified School District	Washington School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$221,980 Land $59,400 Building $162,580	$403,600 Land $108,000 Building $295,600
2025	$1,499.00
2023	$1,402.00	$209,605	$381,100 Land $96,000 Building $285,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2258 E 40 N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2258 E 40 N has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST GEORGE CITY WATER SYSTEM serves 105,240 people · EPA ID UTAH27015
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Verizon Fixed Wireless	300 / 20
InfoWest Fixed Wireless	200 / 40

May also be available: SC Broadband.

Nearby Properties on E 40 N

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures