2257 S Central Ave, Flagler Beach, FL 32136 Property Records

Flagler County property record for 2257 S Central Ave, Flagler Beach, FL 32136

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,262 sqft · built 1978
Lot Size	0.114 acres (5,009 sqft)
Owner	Individual Name on Record
Last Sale	$490,000 (Apr 2021)
Tax Bill	$8,607 (2025)
Deeds & Mortgages	Oct 2025 Second Mortgage Apr 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`19-12-32-4400-00010-0270`

Property Details

APN / Parcel Number

Primary APN	`19-12-32-4400-00010-0270`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,262 sqft Heated Area
Gross Area	2,789 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2005
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,009 sqft (0.114 acres)
Driveway	Driveway
Driveway Area	160 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	2257 S CENTRAL AVE
City	FLAGLER BEACH
State	FL
Zip	32136-4081
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MOBB'S SUB. DIV. BLK. 1 LOT 27 OR 94 PG 146 OR 1011 PG 180 OR 1125/668 OR 2434/159
Legal Range	32E
Legal Township	12S
Legal Section	19
Legal Subdivision	MOBB'S SUB
Legal Block	1
Legal Lot Number	27
Jurisdiction	FLAGLER FL
Township / Civil Division	FLAGLER BEACH
Census Block Group	3
Census Block	3072
Census Tract	60302

Owner

Source: Flagler County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2257 S CENTRAL AVE, FLAGLER BEACH, FL 32136-4081
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Apr 13, 2021	Warranty Deed, Transfer · VA Mortgage QUICKEN LOANS LLC
Apr 15, 2021	Correction Deed FLORIDA HOME SETTLEMENT SERVICES LLC, FLORIDA HOME SETMNT SVCS LLC
Oct 22, 2020	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Apr 7, 2020	Warranty Deed, Transfer · Conventional Mortgage PLAZA HOME MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2021 · Amount on Record
Deed Sale	Apr 13, 2021 · Amount on Record
Prior Sale	Oct 22, 2020 · Amount on Record
Deed Document Number	2021019793
Deed Book / Page	2549 / 1649
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	2257 S CENTRAL AVE, FLAGLER BEACH, FL 32136-4081
Transaction Type	Mortgage
Record Updated	Nov 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2257 S CENTRAL AVE, FLAGLER BEACH, FL 32136-4081

Mortgage

Document Number	0030030153
Date	Oct 30, 2025
Book Page	3003/153
Instrument	2025044543

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2045

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Apr 13, 2021
Property Address	2257 S CENTRAL AVE, FLAGLER BEACH, FL 32136-4081
Document Number	0025491649
Book / Page	2549 / 1649
Map Reference	MB 3 PG 30
Instrument Date	Mar 30, 2021
Instrument	2021019793
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	FAULKNER COUNTY ABSTRACT COMPANY, FLAGLER COUNTY ABSTRACT CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,430.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2257 S CENTRAL AVE, 2257, FLAGLER BEACH, FL 32136-4081

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2257 S CENTRAL AVE, FLAGLER BEACH, FL 32136-4081

Mortgage

Document Number	0025491650
Date	Apr 13, 2021
Instrument	2549/1650

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

April 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	FLAGLER FL
Recording Date	Apr 15, 2021
Property Address	2257 S CENTRAL AVE, FLAGLER BEACH, FL 32136-4081
Document Number	0025510006
Book / Page	2551 / 6
Map Reference	MB 3 PG 30
Instrument Date	Sep 30, 2020
Instrument	2021020397
Record Updated	Feb 22, 2022
Title Company	FLORIDA HOME SETTLEMENT SERVICES LLC, FLORIDA HOME SETMNT SVCS LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2257 S CENTRAL AVE, 2257, FLAGLER BEACH, FL 32136-4081

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2257 S CENTRAL AVE, FLAGLER BEACH, FL 32136-4081

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Oct 22, 2020
Property Address	2257 S CENTRAL AVE, FLAGLER BEACH, FL 32136-4081
Document Number	0024880687
Book / Page	2488 / 687
Map Reference	MB 3 PG 30
Instrument Date	Sep 30, 2020
Instrument	2020043141
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	FLORIDA HOME SETMNT SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,185.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2257 S CENTRAL AVE, 2257, FLAGLER BEACH, FL 32136-4081

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2257 S CENTRAL AVE, FLAGLER BEACH, FL 32136-4081

Mortgage

Document Number	0002488688
Date	Oct 22, 2020
Instrument	2488/688

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Apr 7, 2020
Property Address	2257 S CENTRAL AVE, FLAGLER BEACH, FL 32136-4081
Document Number	0024340159
Book / Page	2434 / 159
Map Reference	MB 3 PG 30
Instrument Date	Mar 27, 2020
Instrument	2020013835
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	TITLE ROOT LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,975.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	465 SHADOW LN, 465, LYMAN, SC 29365-9550

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2257 S CENTRAL AVE, FLAGLER BEACH, FL 32136-4081

Mortgage

Document Number	0024340161
Date	Apr 7, 2020
Instrument	2434/0161

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Flagler Beach City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,607.00 (+2.86%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$489,314 (+4.66%) Land $138,000 Building $351,314	$489,314 (+4.66%) Land $138,000 Building $351,314
2023	$8,368.00 (+0.69%) Homeowner's exemption	$467,521 (+1.34%) Land $138,000 Building $329,521	$467,521 (+1.34%) Land $138,000 Building $329,521
2022	$8,311.00 Homeowner's exemption	$461,337 Land $138,000 Building $323,337	$461,337 Land $138,000 Building $323,337

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 239 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	253 units insured incl. 14 condo units
Nearby Flood Claims	200 (1991–2024)
Claims Outside the SFHA	35 of 200
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Nicole, Nov 2022 · 38 claims Hurricane Irma, Sep 2017 · 91 claims Hurricane Frances, Sep 2004 · 22 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLAGLER BEACH WTP serves 4,830 people · EPA ID FL2180349
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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