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2268 S Central Ave, Flagler Beach, FL 32136 Property Records

Flagler County property record for 2268 S Central Ave, Flagler Beach, FL 32136

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,696 sqft · built 1987
Lot Size0.189 acres (8,233 sqft)
Owner2 Individual Names on File
Last Sale$415,000 (Sep 2019)
Tax Bill$6,756 (2025)
Deeds & MortgagesMar 2024 Line of Credit
Mar 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN19-12-32-4400-00020-0150

Property Details

APN / Parcel Number

Primary APN19-12-32-4400-00020-0150

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms3 Rooms
Stories3 Stories
Building Area1,696 sqft Living Area
Gross Area2,648 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 2002
Exterior MaterialConcrete
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area8,233 sqft (0.189 acres)
Garage TypeDetached
Garage Area500 sqft
DrivewayConcrete Driveway
Driveway Area396 sqft
Patio Area468 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address2268 S CENTRAL AVE
CityFLAGLER BEACH
StateFL
Zip32136-4042
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMOBBS SUBD BLOCK 2 LOT 15 OR 250 PG 949 OR 529 PG 678 OR 661 PG 1005 OR 2320/562- OR 2383/1957
Legal Range32E
Legal Township12S
Legal Section19
Legal SubdivisionMOBBS SUB
Legal Block2
Legal Lot Number15
JurisdictionFLAGLER FL
Township / Civil DivisionFLAGLER BEACH
Census Block Group3
Census Block3095
Census Tract60302

Owner

2268 S Central Ave is owned and occupied by two individuals who bought it in September 2019.

Source: Flagler County records, as of December 8, 2025

Owner of Record2 Individual Names on File
Mailing Address2268 S CENTRAL AVE, FLAGLER BEACH, FL 32136-4042
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 21, 2024Deed of Trust, Mortgage · Line of Credit
VYSTAR CU
Mar 2, 2021Deed of Trust, Mortgage · Conventional Mortgage
VYSTAR CU
Sep 16, 2019Warranty Deed, Transfer · ARM
AMERIS BANK
Aug 7, 2019Loan Modification, Mortgage · Conventional Mortgage
INTRACOASTAL BK
Nov 21, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 16, 2019 · Amount on File
Deed SaleSep 16, 2019 · Amount on File
Prior SaleJul 19, 1999 · Amount on File
Deed Document Number201934185
Deed Book / Page2383 / 1957
Prior Transfer DateNov 15, 2018
Prior Transfer Doc0023200562
Record UpdatedJun 8, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLAGLER FL
Property Address2268 S CENTRAL AVE, FLAGLER BEACH, FL 32136-4042
Transaction TypeMortgage
Record UpdatedApr 8, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address2268 S CENTRAL AVE, FLAGLER BEACH, FL 32136-4042

Mortgage

Document Number0028551511
DateMar 21, 2024
Book Page2855/1511
Instrument2024011859
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32202
Agreement
TypeLine of Credit
AmountAmount on Record
Term121 Months
DueApr 1, 2034
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLAGLER FL
Property Address2268 S CENTRAL AVE, FLAGLER BEACH, FL 32136-4042
Transaction TypeMortgage
Record UpdatedMar 17, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address2268 S CENTRAL AVE, FLAGLER BEACH, FL 32136-4042

Mortgage

Document Number0025330254
DateMar 2, 2021
Book Page2533/254
Instrument2021010774
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32202
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term359 Months
DueFeb 1, 2051

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateSep 16, 2019
Property Address2268 S CENTRAL AVE, FLAGLER BEACH, FL 32136-4042
Document Number0023831957
Book / Page2383 / 1957
Map ReferenceMB 3 PG 30
Instrument DateSep 12, 2019
Instrument2019034185
Transaction TypeTransfer
Record UpdatedFeb 22, 2022
Title CompanyOCEAN BLUE TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,905.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address403 PALM DR, 403, FLAGLER BEACH, FL 32136-3482

Transferred To (Grantee/Buyer)

NameVerified Name
Address2268 S CENTRAL AVE, FLAGLER BEACH, FL 32136-4042

Mortgage

Document Number0023831959
DateSep 16, 2019
Instrument2383-1959
Lender
NameAMERIS BANK
TypeBank
Agreement
TypeARM
AmountAmount on Record
Term361 Months
DueOct 1, 2049
Interest
Rate TypeAdjustable Rate
Rate6.87%
AdjustableAdjustable Rate Rider
Type Change DateOct 1, 2024
Change FrequencyAnnually
Min Rate At Change4.87%
Max Rate At Change8.87%
Index1-Year LIBOR
Max Rate11.8%

August 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionFLAGLER FL
Property Address2268 S CENTRAL AVE, FLAGLER BEACH, FL 32136-4042
Document Number0023791831
Instrument DateAug 7, 2019
Transaction TypeMortgage
Record UpdatedSep 6, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address2268 S CENTRAL AVE FLAGLER BEACH FL 321364042, FLAGLER BEACH, FL 32136-4042

Mortgage

Document Number0023791831
DateAug 27, 2019
Book Page002379/001831
Instrument32021
Lender
NameINTRACOASTAL BK
TypeBank
AddressPALM COAST, FL 32137
Agreement
TypeConventional Mortgage
AmountAmount on Record

November 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFLAGLER FL
Recording DateNov 21, 2018
Property Address2268 S CENTRAL AVE, FLAGLER BEACH, FL 32136-4042
Document Number0023200562
Book / Page002320 / 000562
Instrument DateNov 15, 2018
Instrument43785
Transaction TypeTransfer
Record UpdatedDec 7, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$0.70
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address2268 S CENTRAL AVE FLAGLER BEACH FL 321364042, FLAGLER BEACH, FL 32136-4042

Tax Assessment & Valuation

The 2025 property tax bill for 2268 S Central Ave was $6,756 with a homeowner's exemption, up 2.9% from the year before.

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
MunicipalityFlagler Beach City
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,756.00 (+2.86%) Homeowner's exemption$389,560$572,000 Land $243,500 Building $328,500
2024$6,568.00 (+2.67%)
2023$6,397.00 (+2.6%) Homeowner's exemption$367,556 (+3%)$479,245 (+1.74%) Land $169,000 Building $310,245
2022$6,235.00 Homeowner's exemption$356,850$471,037 Land $169,000 Building $302,037

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2268 S Central Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 239 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies253 units insured
incl. 14 condo units
Nearby Flood Claims200 (1991–2024)
Claims Outside the SFHA35 of 200
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Nicole, Nov 2022 · 38 claims
  • Hurricane Irma, Sep 2017 · 91 claims
  • Hurricane Frances, Sep 2004 · 22 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2268 S Central Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFLAGLER BEACH WTP
serves 4,830 people · EPA ID FL2180349
Water SourceGroundwater
Last State InspectionJun 2023
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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