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2245 S Central Ave, Flagler Beach, FL 32136 Property Records

Flagler County property record for 2245 S Central Ave, Flagler Beach, FL 32136

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,640 sqft · built 1982
Lot Size0.115 acres (5,009 sqft)
OwnerCompany Name on Record
Last Sale$100,000 (Jan 1998)
Tax Bill$1,854 (2025)
Deeds & MortgagesApr 2021 Transfer
Feb 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN19-12-32-4400-00010-0300

Property Details

APN / Parcel Number

Primary APN19-12-32-4400-00010-0300

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,640 sqft Living Area
Gross Area3,146 sqft
1st Floor Area1,640 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1992
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area5,009 sqft (0.115 acres)
DrivewayConcrete Driveway
Driveway Area400 sqft
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address2245 S CENTRAL AVE
CityFLAGLER BEACH
StateFL
Zip32136-4081
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMOBBS SUBD BLOCK 1 LOT 30 OR 575 PG 54-DC OR 578 PG 1850 OR 603 PG 862 OR 603 PG 863 OR 2548/1982-EVERETT TRUST
Legal Range32E
Legal Township12S
Legal Section19
Legal SubdivisionMOBBS SUB
Legal Block1
Legal Lot Number30
JurisdictionFLAGLER FL
Township / Civil DivisionFLAGLER BEACH
Census Block Group3
Census Block3072
Census Tract60302

Owner

Source: Flagler County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address2245 S CENTRAL AVE, FLAGLER BEACH, FL 32136-4081
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Apr 9, 2021Intrafamily Transfer, Transfer
ACCOMMODATION
Feb 24, 2017Deed of Trust, Mortgage · Commercial Mortgage
SUNTRUST BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 16, 1998 · Amount on Record
Deed SaleJan 16, 1998 · Amount on Record
Prior SaleJan 16, 1998
Deed Book / Page603 / 863
Last Transfer DateApr 7, 2021
Transfer Doc0025481982
Record UpdatedJun 8, 2026

April 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionFLAGLER FL
Recording DateApr 9, 2021
Property Address2245 S CENTRAL AVE, FLAGLER BEACH, FL 32136-4081
Document Number0025481982
Book / Page2548 / 1982
Map ReferenceMB 3 PG 30
Instrument DateApr 7, 2021
Instrument2021019301
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2245 S CENTRAL AVE, FLAGLER BEACH, FL 32136-4081

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLAGLER FL
Property Address2245 S CENTRAL AVE, FLAGLER BEACH, FL 32136-4081
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0021890022
DateFeb 24, 2017
Book Page2189/0022
Instrument2017006796
Lender
NameSUNTRUST BANK
TypeBank
AddressORLANDO, FL 32809
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
MunicipalityFlagler Beach City
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,854.00 (+3.58%) Homeowner's exemption Widower's exemption$143,619 (+5.99%)$355,273 (+1.84%) Land $138,000 Building $217,273
2024$1,790.00 (+3.95%)
2023$1,722.00 (-1.54%) Homeowner's exemption Widower's exemption$135,507 (+3%)$348,848 (+8.16%) Land $138,000 Building $210,848
2022$1,749.00 Homeowner's exemption Widower's exemption$131,560$322,529 Land $138,000 Building $184,529

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 239 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies253 units insured
incl. 14 condo units
Nearby Flood Claims200 (1991–2024)
Claims Outside the SFHA35 of 200
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Nicole, Nov 2022 · 38 claims
  • Hurricane Irma, Sep 2017 · 91 claims
  • Hurricane Frances, Sep 2004 · 22 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFLAGLER BEACH WTP
serves 4,830 people · EPA ID FL2180349
Water SourceGroundwater
Last State InspectionJun 2023
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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