2255 Sutton Dr, South Elgin, IL 60177 Property Records

Kane County property record for 2255 Sutton Dr, South Elgin, IL 60177

Property Summary

Property TypeSingle Family Home
Details5 bd · 1.5 ba · 3,241 sqft · built 1999
Lot Size0.262 acres (11,418 sqft)
Owner2 Individual Names on Record
Last Sale$419,000 (Mar 2013)
Tax Bill$14,123 (2025)
Deeds & MortgagesAug 2021 Mortgage
Jun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN09-05-376-005

Property Details

APN / Parcel Number

Primary APN09-05-376-005

Interior

Bedrooms5 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area3,241 sqft Living Area
Basement Area1,292 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Exterior MaterialCombination
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area11,418 sqft (0.262 acres)
Garage TypeAttached
Garage Area746 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2255 SUTTON DR
CitySOUTH ELGIN
StateIL
Zip60177-3250
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMAP AREA: 112-THORNWOOD
Legal SubdivisionTHORNWOOD SUB
Legal Block5
Legal Lot Number70
JurisdictionKANE IL
Township / Civil DivisionST. CHARLES
Census Block Group5
Census Block5002
Census Tract852101

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2255 SUTTON DR, SOUTH ELGIN, IL 60177-3250
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 23, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Jun 24, 2020Deed of Trust, Mortgage · Conventional with PMI
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 8, 2013 · Amount on Record
Deed SaleMar 8, 2013 · Amount on Record
Prior SaleApr 24, 2009 · Amount on Record
Deed Document Number201318186
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address2255 SUTTON DR, SOUTH ELGIN, IL 60177-3250
Transaction TypeMortgage
Record UpdatedAug 30, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000064410
DateAug 23, 2021
Instrument2021K064410
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueSep 1, 2036

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address2255 SUTTON DR, SOUTH ELGIN, IL 60177-3250
Document Number0000035439
Instrument DateJun 24, 2020
Transaction TypeMortgage
Record UpdatedAug 11, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2255 SUTTON DR SOUTH ELGIN IL 601773250, SOUTH ELGIN, IL 60177-3250

Mortgage

Document Number0000035439
DateJul 2, 2020
Instrument35439
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJul 1, 2050

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionSt. Charles Township
MunicipalitySouth Elgin Village
Unified School DistrictSt. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$14,123.00 (+15.93%) Homeowner's exemption$193,727 (+8.53%) Land $34,354 Building $159,373$581,414 (+8.53%) Land $103,103 Building $478,310
2024$178,501 (+22.72%) Land $31,654 Building $146,847$535,717 (+22.77%) Land $95,000 Building $440,717
2022$12,182.00 (+4.11%) Homeowner's exemption$145,454 (+4.91%) Land $28,223 Building $117,231$436,362 (+4.91%) Land $84,669 Building $351,693
2021$11,701.00 Homeowner's exemption$138,646 Land $26,902 Building $111,744$415,938 Land $80,706 Building $335,232

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTH ELGIN
serves 23,648 people · EPA ID IL0890800
Water SourceGroundwater
Last State InspectionApr 2024
Lead1 ppb (2026)
action level 15 ppb
Copper1.5 mg/L (2024)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityBarium
not recorded as resolved · Apr 2026
Treatment and ProcedureCorrosion control
Jul 2025
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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