22544 Tombill Rd, Ramona, CA 92065 Property Records

San Diego County property record for 22544 Tombill Rd, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,475 sqft · built 1999
Lot Size	4.3 acres (187,308 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,200,000 (Jan 2026)
Tax Bill	$9,394 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Dec 2025 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`285-081-26-00`

Property Details

APN / Parcel Number

Primary APN	`285-081-26-00`
Alternative APN	`2850812200`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,475 sqft Living Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Lot Area	187,308 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Old Parcel Number	2850812200
Street Address	22544 TOMBILL RD
City	RAMONA
State	CA
Zip	92065-4407
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	PAR 2 (EX DOC11-0203073) TR PM19032
Legal Subdivision	PARCEL MAP NO 19032
Legal Tract	1019032
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	2
Census Block	2001
Census Tract	20811

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	22544 TOMBILL RD, RAMONA, CA 92065-4407
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2026	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 24, 2025	Intrafamily Transfer, Transfer
Oct 16, 2020	Grant Deed, Transfer · Conventional Mortgage RESIDENTIAL WHOLESALE MORTGAGE INC
Jul 19, 2019	Grant Deed, Transfer · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2026 · Amount on Record
Deed Sale	Jan 30, 2026 · Amount on Record
Prior Sale	Oct 16, 2020 · Amount on Record
Deed Document Number	202627243
Prior Transfer Date	May 12, 2014
Prior Transfer Doc	0000203153
Record Updated	Oct 29, 2026

January 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 30, 2026
Property Address	22544 TOMBILL RD, RAMONA, CA 92065-4407
Document Number	0000027243
Instrument Date	Jan 21, 2026
Instrument	2026-0027243
Transaction Type	Transfer
Record Updated	Feb 9, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	22544 TOMBILL RD, RAMONA, CA 92065-4407

Mortgage

Document Number	0000027244
Date	Jan 30, 2026
Instrument	2026-0027244

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 24, 2025
Property Address	22544 TOMBILL RD, RAMONA, CA 92065-4407
Document Number	0000363159
Instrument Date	Jun 3, 2025
Instrument	2025-0363159
Transaction Type	Transfer
Record Updated	Jan 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	22544 TOMBILL RD, RAMONA, CA 92065-4407

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 16, 2020
Property Address	22544 TOMBILL RD, RAMONA, CA 92065-4407
Document Number	0000632116
Instrument Date	Sep 18, 2020
Instrument	2020-0632116
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	22544 TOMBILL RD, RAMONA, CA 92065-4407

Mortgage

Document Number	0000632117
Date	Oct 16, 2020
Instrument	2020-0632117

Lender

Name	RESIDENTIAL WHOLESALE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 19, 2019
Property Address	22544 TOMBILL RD, RAMONA, CA 92065-4407
Document Number	0000294058
Map Reference	MAP 19032
Instrument Date	Jun 12, 2019
Instrument	2019-0294058
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	CALIFORNIA TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	22544 TOMBILL RD, RAMONA, CA 92065-4407

Mortgage

Document Number	0000294059
Date	Jul 19, 2019
Instrument	2019-0294059

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.23%
Type Change Date	Aug 1, 2020
Change Frequency	Annually
Index	1-Year LIBOR

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$877,739 (+2%) Land $379,183 Building $498,556
2025	$9,394.00 (+6.42%)	$860,530 (+4.04%) Land $371,749 Building $488,781
2023	$8,827.00 (-0.65%)	$827,116 Land $357,314 Building $469,802
2022	$8,885.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 95% of the US · above 82% of California
Wildfire Likelihood	3% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

May also be available: AT&T, San Diego Broadband.

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