225 Willowbrook Dr, Ben Lomond, CA 95005 Property Records

Santa Cruz County property record for 225 Willowbrook Dr, Ben Lomond, CA 95005 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 2000
Square Footage1,046 sqft Living Area
Lot Size6,534 sqft (0.15 acres)
OccupancyOwner Occupied
Last Sale$659,500 (2022)
Tax Bill$8,351.00 (2025)

Property Details

APN / Parcel Number

Primary APN072-134-04
Alternative APN
  • 072-134-04-000

Interior

Bedrooms2 Beds
Full Baths1 Baths
Building Area1,046 sqft Living Area

Exterior

Year BuiltBuilt 1932
Effective Year BuiltEffective 2000
Construction TypeWood Construction
Roof MaterialComposition Shingle Roof
Lot Area6,534 sqft (0.15 acres)

Location & Zoning

Street Address225 WILLOWBROOK DR
CityBEN LOMOND
StateCA
Zip95005-9713
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionTWP 10S RGE 02W SEC 09
Legal SubdivisionA072 13
JurisdictionSANTA CRUZ CA
Minor Civil DivisionSAN LORENZO VALLEY
Census Blockgroup1
Census Block1004
Census Tract120302

Owner

Source: Santa Cruz County records · APN 072-134-04

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address225 WILLOWBROOK DR, BEN LOMOND, CA 95005-9713
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Feb 11, 2026Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
DATA MORTGAGE INC
Dec 20, 2022Grant Deed, Transfer · Federal Housing Administration (FHA) Mortgage
AMERICAN FINANCIAL NETWORK INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 20, 2022 · Amount on Record
Deed SaleDec 20, 2022 · Amount on Record
Deed Doc Number202233359
Prior Transfer DateJul 25, 2016
Prior Transfer Doc0000027623
Record RefreshedSep 20, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address225 WILLOWBROOK DR, BEN LOMOND, CA 95005-9713
Transaction TypeMortgage
Record UpdatedFeb 25, 2026
Title CompanyWFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address225 WILLOWBROOK DR, BEN LOMOND, CA 95005-9713

Mortgage

Document Number0000003113
DateFeb 11, 2026
Instrument2026-0003113
Lender
NameDATA MORTGAGE INC
TypeMortgage Company
AddressOCALA, FL 34475
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2056

December 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateDec 20, 2022
Property Address225 WILLOWBROOK DR, BEN LOMOND, CA 95005-9713
Document Number0000033359
Instrument DateDec 15, 2022
Instrument2022-0033359
Transaction TypeTransfer
Record UpdatedJan 03, 2023
Title CompanySTEWART TITLE OF CA INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$725.45
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property (Marital Community) with Rights of Survivorship
Address225 WILLOWBROOK DR, BEN LOMOND, CA 95005-9713

Mortgage

Document Number0000033360
DateDec 20, 2022
Instrument2022-0033360
Lender
NameAMERICAN FINANCIAL NETWORK INC
TypeFunding / Finance Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2053

Mortgage

Document Number0000033361
DateDec 20, 2022
Instrument2022-0033361
Lender
NameAMERICAN FINANCIAL NETWORK INC
TypeFunding / Finance Company
AddressBREA, CA 92821
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term121 Months
DueJan 01, 2033

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictSan Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$699,442 (+2%) Land $468,626 Building $230,816
2025$8,351.00 (+184.34%) Homeowner's exemption$685,728 (+217.21%) Land $459,438 Building $226,290
2023$2,937.00 (+2.55%)$216,178 Land $110,389 Building $105,789$580,590
2022$2,864.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 45% of the US · above 26% of California
Wildfire LikelihoodAbout 1 in 1,370 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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