Santa Cruz County property record for 190 Willowbrook Dr, Ben Lomond, CA 95005
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,407 sqft · built 1935 |
| Lot Size | 0.141 acres (6,142 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,374 (2025) |
| Deeds & Mortgages | Mar 2022 Transfer Mar 2022 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 072-132-21 |
| Primary APN | 072-132-21 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,407 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Material | Wood Shingle |
| Lot Area | 6,142 sqft (0.141 acres) |
| Garage Type | Carport |
| Garage Area | 290 sqft |
| Carport | Carport |
| Carport Area | 290 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | HVAC |
|---|---|
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 190 WILLOWBROOK DR |
|---|---|
| City | BEN LOMOND |
| State | CA |
| Zip | 95005-9714 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-15 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SAN LORENZO VALLEY |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 120302 |
Source: Santa Cruz County records · APN 072-132-21
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 190 WILLOWBROOK DR, BEN LOMOND, CA 95005-9714 |
| Owner Type | Individual |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Mar 08, 2022 | Intrafamily Transfer, Transfer |
| Mar 08, 2022 | Affidavit of Death of Joint Tenant, Transfer |
| Jul 07, 2017 | Deed of Trust, Mortgage COMERICA BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Mar 08, 2022 |
| Property Address | 190 WILLOWBROOK DR, BEN LOMOND, CA 95005-9714 |
| Document Number | 0000007598 |
| Instrument Date | Mar 07, 2022 |
| Instrument | 2022-0007598 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 190 WILLOWBROOK DR, BEN LOMOND, CA 95005-9714 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Mar 08, 2022 |
| Property Address | 190 WILLOWBROOK DR, BEN LOMOND, CA 95005-9714 |
| Document Number | 0000007597 |
| Instrument Date | Mar 07, 2022 |
| Instrument | 2022-0007597 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 190 WILLOWBROOK DR, BEN LOMOND, CA 95005-9714 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 190 WILLOWBROOK DR, BEN LOMOND, CA 95005-9714 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000022309 |
|---|---|
| Date | Jul 07, 2017 |
| Instrument | 2017-0022309 |
| Name | COMERICA BANK |
|---|---|
| Type | Bank |
| Address | BEN LOMOND, CA 95005 |
| Amount | Amount Recorded |
|---|
| Rate Type | Adjustable Rate |
|---|
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | San Lorenzo Valley Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $161,591 (+2%) Land $37,490 Building $124,101 | ||
| 2025 | $2,374.00 (+7.42%) | $158,423 (+4.04%) Land $36,755 Building $121,668 | |
| 2024 | $2,210.00 (+0.55%) | ||
| 2023 | $2,198.00 (+2.61%) | $152,272 Land $35,328 Building $116,944 | $782,100 |
| 2022 | $2,142.00 |
Source: FEMA National Flood Hazard Layer as of July 10, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 36 (1981–2017) |
| Claims Outside the SFHA | 10 of 36 |
| Most Recent Claim | Jan 2017 · Severe Winter Storms, Flooding, And Mudslides |
| Claims by Event |
|
| Wildfire Risk | Low lower than 62% of the US · lower than 77% of California |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Cruzio Internet.
Based on FCC filings for 128 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SAN LORENZO VALLEY WATER DIST serves 21,513 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures