225 Valley Dr, Jefferson, NC 28640 Property Records

Ashe County property record for 225 Valley Dr, Jefferson, NC 28640

Property Summary

Property Type	Single Family Home
Details	1,692 sqft · built 1955
Lot Size	1.97 acres (85,800 sqft)
Owner	Individual Name on File
Last Sale	$162,000 (Oct 2018)
Tax Bill	$1,991 (2026)
Deeds & Mortgages	Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09263-001-342`

Property Details

APN / Parcel Number

Primary APN	`09263-001-342`
Alternative APNs	`092968906335` `98433`

Interior

Plumbing Fixtures	7 Plumbing Fixtures
Building Area	1,692 sqft Heated Area

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Lot Area	85,800 sqft (1.97 acres)
Lot Dimensions	330 ft deep x 260 ft wide

Location & Zoning

Account Number	98433
Old Parcel Number	09263001342
Street Address	225 VALLEY DR
City	JEFFERSON
State	NC
Zip	28640-9785
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 146-154 FROM CHARLES P LITTLE VALLEY DR(RURAL
Legal Lot Number	146-154
Jurisdiction	ASHE NC
Township / Civil Division	JEFFERSON
Census Block Group	2
Census Block	2027
Census Tract	970502

Owner

225 Valley Dr is owned by an individual who bought it in October 2018.

Source: Ashe County records, as of September 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2443 JOE LITTLE RD, CRUMPLER, NC 28617-9439
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2018 · Amount on File
Deed Sale	Oct 3, 2018 · Amount on File
Deed Document Number	20184500
Deed Book / Page	495 / 653
Record Updated	Oct 29, 2026

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHE NC
Recording Date	Oct 3, 2018
Property Address	225 VALLEY DR, JEFFERSON, NC 28640-9785
Document Number	000495/653
Book / Page	495 / 653
Instrument Date	Oct 3, 2018
Instrument	000000004500
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 934, JEFFERSON, NC 28640-0934

Mortgage

Document Number	0000000495/0000000656
Date	Oct 3, 2018
Book Page	0000000495/0000000656
Instrument	000000004501

Lender

Name	CAROLINA FARM CREDIT

Agreement

Amount	Amount on Record
Term	171 Months
Due	Jan 1, 2033

Tax Assessment & Valuation

The 2026 property tax bill for 225 Valley Dr was $1,991, up 5.7% from the year before.

Source: Ashe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Ashe County
Municipality	Jefferson Town
Unified School District	Ashe County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,991.00 (+5.68%)	$244,700 (-) Land $40,000 Building $204,700	$244,700 (-) Land $40,000 Building $204,700
2025	$1,884.00	$244,700 Land $40,000 Building $204,700	$244,700 Land $40,000 Building $204,700
2023	$1,798.00 (+17.98%)	$244,700 (+65.56%) Land $40,000 Building $204,700	$244,700 (+65.56%) Land $40,000 Building $204,700
2022	$1,524.00	$147,800 Land $25,000 Building $122,800	$147,800 Land $25,000 Building $122,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 225 Valley Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	May 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 225 Valley Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF JEFFERSON serves 1,740 people · EPA ID NC0105015
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000
Optimum Cable	940 / 35