129 Valley Dr, Jefferson, NC 28640 Property Records

Ashe County property record for 129 Valley Dr, Jefferson, NC 28640

Property Summary

Property Type	Single Family Home
Details	1,107 sqft · built 1976
Lot Size	0.723 acres (31,500 sqft)
Owner	2 Trust Names on File
Last Sale	$240,000 (Jul 2024)
Tax Bill	$1,150 (2026)
Deeds & Mortgages	May 2017 Mortgage May 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09263-001-344`

Property Details

APN / Parcel Number

Primary APN	`09263-001-344`
Alternative APNs	`092978000365` `117806` `120022` `23725`

Interior

Plumbing Fixtures	8 Plumbing Fixtures
Building Area	1,107 sqft Heated Area

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Conventional
Lot Area	31,500 sqft (0.723 acres)
Lot Dimensions	210 ft deep x 150 ft wide

Location & Zoning

Account Number	120022
Old Parcel Number	09263001344
Street Address	129 VALLEY DR
City	JEFFERSON
State	NC
Zip	28640-9779
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 133-138 FROM REEVES & AMP; VIRGINIS WEAVER
Legal Subdivision	CITY OF JEFFERSON JEFFERSON TOWNSHIP
Legal Lot Number	133-138
Jurisdiction	ASHE NC
Township / Civil Division	JEFFERSON
Census Block Group	2
Census Block	2027
Census Tract	970502

Owner

129 Valley Dr is owner-occupied and held in a trust since November 2024.

Source: Ashe County records, as of September 9, 2026

Owner of Record	2 Trust Names on File
Mailing Address	129 VALLEY DR, JEFFERSON, NC 28640-9779
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 22, 2017	Deed of Trust, Mortgage · ARM STATE EMPLOYEES CU
May 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2024 · Amount on File
Deed Sale	Jul 22, 2024 · Amount on File
Prior Sale	Oct 4, 2010 · Amount on File
Deed Document Number	20243328
Deed Book / Page	565 / 617
Last Transfer Date	Nov 5, 2024
Transfer Doc	00568/1511
Record Updated	Oct 29, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHE NC
Property Address	129 VALLEY DR, JEFFERSON, NC 28640-9779
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00480/2364
Date	May 22, 2017
Book Page	0480/2364
Instrument	02164

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4%
Adjustable	Adjustable Rate Rider
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	6%
Index	5-Year CMT
Margin	2
Max Rate	6%

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHE NC
Property Address	129 VALLEY DR, JEFFERSON, NC 28640-9779
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00541/1665
Date	May 16, 2022
Book Page	541/1665
Instrument	2649

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Jun 1, 2027
Change Frequency	5 Years
Min Rate At Change	2.75%
Max Rate At Change	4.75%
Index	5-Year CMT
Max Rate	8.75%

Tax Assessment & Valuation

The 2026 property tax bill for 129 Valley Dr was $1,150, up 5.7% from the year before.

Source: Ashe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Ashe County
Municipality	Jefferson Town
Unified School District	Ashe County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,150.00 (+5.7%)	$141,300 (-) Land $30,000 Building $111,300	$141,300 (-) Land $30,000 Building $111,300
2025	$1,088.00	$141,300 Land $30,000 Building $111,300	$141,300 Land $30,000 Building $111,300
2023	$1,038.00 (+14.44%)	$141,300 (+73.37%) Land $30,000 Building $111,300	$141,300 (+73.37%) Land $30,000 Building $111,300
2022	$907.00	$81,500 Land $15,000 Building $66,500	$81,500 Land $15,000 Building $66,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 129 Valley Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	May 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 129 Valley Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF JEFFERSON serves 1,740 people · EPA ID NC0105015
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000
Optimum Cable	940 / 35

May also be available: Brightspeed.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Valley Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures