126 Valley Dr, Jefferson, NC 28640 Property Records

Ashe County property record for 126 Valley Dr, Jefferson, NC 28640

Property Summary

Property Type	Single Family Home
Details	1,392 sqft · built 1975
Lot Size	0.52 acres (22,651 sqft)
Owner	2 Individual Names on File
Last Sale	$256,000 (Aug 2022)
Tax Bill	$1,953 (2026)
Deeds & Mortgages	Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09263-001-332`

Property Details

APN / Parcel Number

Primary APN	`09263-001-332`
Alternative APNs	`092978000588` `112642` `98819`

Interior

Plumbing Fixtures	8 Plumbing Fixtures
Building Area	1,392 sqft Heated Area

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1983
Architectural Style	Conventional
Lot Area	22,651 sqft (0.52 acres)
Lot Dimensions	140 ft deep x 150 ft wide

Location & Zoning

Account Number	112642
Old Parcel Number	09263001332
Street Address	126 VALLEY DR
City	JEFFERSON
State	NC
Zip	28640-9779
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0.52 AC (DB 545/312)
Legal Subdivision	RC MILLER FARM
Legal Lot Number	107-112
Jurisdiction	ASHE NC
Township / Civil Division	JEFFERSON
Census Block Group	2
Census Block	2028
Census Tract	970502

Owner

126 Valley Dr is owned and occupied by two individuals who bought it in August 2022.

Source: Ashe County records, as of September 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	126 VALLEY DR, JEFFERSON, NC 28640-9779
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2022 · Amount on File
Deed Sale	Aug 23, 2022 · Amount on File
Deed Document Number	20224552
Deed Book / Page	545 / 312
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHE NC
Recording Date	Aug 23, 2022
Property Address	126 VALLEY DR, JEFFERSON, NC 28640-9779
Document Number	000545/312
Book / Page	545 / 312
Map Reference	MB 10 PG 778
Instrument Date	Aug 23, 2022
Instrument	4552
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$512.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 561, JEFFERSON, NC 28640-0561

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	126 VALLEY DR, JEFFERSON, NC 28640-9779

Mortgage

Document Number	000545/316
Date	Aug 23, 2022
Book Page	545/316
Instrument	4553

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.4%
Type Change Date	Sep 1, 2027
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	6.4%
Index	5-Year CMT
Max Rate	10.4%

Tax Assessment & Valuation

The 2026 property tax bill for 126 Valley Dr was $1,953, up 5.7% from the year before.

Source: Ashe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Ashe County
Municipality	Jefferson Town
Unified School District	Ashe County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,953.00 (+5.68%)	$240,000 (-) Land $30,000 Building $210,000	$240,000 (-) Land $30,000 Building $210,000
2025	$1,848.00	$240,000 Land $30,000 Building $210,000	$240,000 Land $30,000 Building $210,000
2023	$1,764.00 (+31.15%)	$240,000 (+86.77%) Land $30,000 Building $210,000	$240,000 (+86.77%) Land $30,000 Building $210,000
2022	$1,345.00	$128,500 Land $15,000 Building $113,500	$128,500 Land $15,000 Building $113,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 126 Valley Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	May 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 126 Valley Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF JEFFERSON serves 1,740 people · EPA ID NC0105015
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000
Optimum Cable	940 / 35

May also be available: Brightspeed.

Cell Coverage

5G and 4G LTE (outdoors only)

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