Black Hawk County property record for 225 Sumner St, Waterloo, IA 50703
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,440 sqft · built 1909 |
| Lot Size | 0.129 acres (5,600 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,000 (Jan 2023) |
| Tax Bill | $584 (2025) |
| Deeds & Mortgages | Jan 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-24-177-014 |
| Primary APN | 8913-24-177-014 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,440 sqft Living Area |
| 1st Floor Area | 624 sqft |
| Basement Area | 624 sqft |
| Finished Basement | 375 sqft |
| Unfinished Basement | 624 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1909 |
|---|---|
| Effective Year Built | Effective 1909 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 5,600 sqft (0.129 acres) |
| Lot Dimensions | 140 ft deep x 40 ft wide |
| Garage Area | 216 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 190 sqft |
| Shed | 1 Shed |
| Shed Area | 250 sqft |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Street Address | 225 SUMNER ST |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50703-3147 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HAMMOND & HOPKINS ADDITION W 40 FT LOT 11 BLK 3 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 24 |
| Legal Subdivision | HAMMOND & HOPKINS ADDITION |
| Legal Block | 3 |
| Legal Lot Number | 11 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 1800 |
Source: Black Hawk County records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1309 COFFEEN AVE, 1200, SHERIDAN, WY 82801-5777 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 3, 2023 · Amount on Record |
| Deed Sale | Jan 3, 2023 · Amount on Record |
| Prior Sale | Mar 15, 2022 · Amount on Record |
| Deed Document Number | 20239611 |
| Prior Transfer Date | Dec 28, 2022 |
| Prior Transfer Doc | 0000009611 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Jan 3, 2023 |
| Property Address | 225 SUMNER ST, WATERLOO, IA 50703-3147 |
| Document Number | 202300009611 |
| Instrument Date | Dec 28, 2022 |
| Instrument | 202300009611 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1309 COFFEEN AVE # 1200, 1200, SHERIDAN, WY 82801-5777 |
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $584.00 (-41.48%) | $28,600 (+16.64%) Land $5,000 Building $23,600 | $28,600 (+16.64%) Land $5,000 Building $23,600 |
| 2024 | $998.00 (-1.58%) | ||
| 2023 | $24,520 (-9.08%) Land $5,000 Building $19,520 | $24,520 (-9.08%) Land $5,000 Building $19,520 | |
| 2022 | $1,014.00 | $26,970 Land $5,000 Building $21,970 | |
| 2021 | $26,970 Land $5,000 Building $21,970 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 98.1% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: GigFire, Nextlink, T-Mobile.
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