Black Hawk County property record for 218 Sumner St, Waterloo, IA 50703
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 2 ba · 1,769 sqft · built 1894 |
| Lot Size | 0.167 acres (7,280 sqft) |
| Owner | Company Name on File |
| Last Sale | $5,000 (May 2014) |
| Tax Bill | $1,430 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-24-180-003 |
| Primary APN | 8913-24-180-003 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 1,769 sqft Living Area |
| 1st Floor Area | 676 sqft |
| Basement Area | 676 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1894 |
|---|---|
| Effective Year Built | Effective 1894 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 7,280 sqft (0.167 acres) |
| Lot Dimensions | 140 ft deep x 52 ft wide |
| Porch | Porch |
| Porch Area | 189 sqft |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Street Address | 218 SUMNER ST |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50703-3165 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HAMMOND & HOPKINS ADDITION W 52 FT LOT 4 BLK 6 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 24 |
| Legal Subdivision | HAMMOND & HOPKINS ADDITION |
| Legal Block | 6 |
| Legal Lot Number | 4 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 1800 |
218 Sumner St is owned by a company that bought it in May 2014.
Source: Black Hawk County records, as of September 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 861, WATERLOO, IA 50704-0861 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 6, 2014 · Amount on File |
| Deed Sale | May 6, 2014 · Amount on File |
| Prior Sale | Mar 26, 2014 |
| Deed Document Number | 201419617 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 218 Sumner St was $1,430, up 12.1% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,430.00 (+12.07%) | $70,020 Land $6,500 Building $63,520 | $70,020 Land $6,500 Building $63,520 |
| 2024 | $1,276.00 | ||
| 2023 | $58,810 (+30.46%) Land $6,500 Building $52,310 | $58,810 Land $6,500 Building $52,310 | |
| 2022 | $990.00 | $45,080 Land $6,500 Building $38,580 | |
| 2021 | $45,080 Land $6,500 Building $38,580 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 218 Sumner St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 218 Sumner St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 98.1% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: GigFire, Nextlink, T-Mobile.
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