239 Sumner St, Waterloo, IA 50703 Property Records

Black Hawk County property record for 239 Sumner St, Waterloo, IA 50703 · Last verified June 2026

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	880 sqft · built 1919
Lot Size	0.092 acres (4,000 sqft)
Owner	Individual Name on File
Tax Bill	$118 (2025)
Flood Zone	Zone X (minimal risk)
APN	`8913-24-177-012`

Property Details

APN / Parcel Number

Primary APN	`8913-24-177-012`

Interior

Stories	1 Story
Building Area	880 sqft Gross Area
1st Floor Area	880 sqft
Basement Area	880 sqft
Unfinished Basement	880 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1919
Effective Year Built	Effective 1919
Exterior Material	Concrete Block
Construction Type	Concrete Block
Fire Resistance	Wood or Wood & Steel Frame
Roof Material	Rolled Roofing
Lot Area	4,000 sqft (0.092 acres)
Lot Dimensions	100 ft deep x 40 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	239 SUMNER ST
City	WATERLOO
State	IA
Zip	50703-3147
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	HAMMOND & HOPKINS ADDITION E 40 FT S 100 FT LOT 12 BLK 3
Legal Range	13W
Legal Township	89N
Legal Section	24
Legal Subdivision	HAMMOND & HOPKINS ADDITION
Legal Block	3
Legal Lot Number	12
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1033
Census Tract	1800

Owner

Source: Black Hawk County records · APN 8913-24-177-012

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2003 PLAINVIEW ST, EVANSDALE, IA 50707-2323
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$118.00	$5,440 (-) Land $1,500 Building $3,940	$5,440 (-) Land $1,500 Building $3,940
2024	$118.00 (+43.9%)
2023		$5,440 (+44.3%) Land $1,500 Building $3,940	$5,440 (+44.3%) Land $1,500 Building $3,940
2022	$82.00	$3,770 Land $1,500 Building $2,270
2021			$3,770 Land $1,500 Building $2,270

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190130018001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 279 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Metronet Holdings	Fiber	5,120 / 5,120
Mediacom Communications	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA, AMG Technology Investment Group, Mediacom Communications, LTD Broadband. Availability varies by address; speeds are provider-advertised maximums, not measured.