Passaic County and Pompton Lakes Borough property record for 225 Summit Ave, Pompton Lakes, NJ 07442
| Property Type | Single Family Home |
|---|---|
| Details | 1,670 sqft · built 1975 |
| Lot Size | 0.62 acres (27,007 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $295,000 (Jul 1999) |
| Tax Bill | $16,338 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Aug 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-06702-0000-00084 |
| Primary APN | 09-06702-0000-00084 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,670 sqft Living Area |
| 1st Floor Area | 1,670 sqft |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 27,007 sqft (0.62 acres) |
| Lot Dimensions | 235 ft deep x 115 ft wide |
| Street Address | 225 SUMMIT AVE |
|---|---|
| City | POMPTON LAKES |
| State | NJ |
| Zip | 07442-1331 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Subdivision | SUMMIT WOODS |
| Legal Block | 6702 |
| Legal Lot Number | 84 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | POMPTON LAKES |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 196404 |
Source: Passaic County and Pompton Lakes Borough records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 225 SUMMIT AVE, POMPTON LAKES, NJ 07442-1331 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 16, 2026 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK INC |
| Aug 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Apr 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Sep 25, 2018 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 8, 1999 · Amount on Record |
| Deed Sale | Jul 8, 1999 · Amount on Record |
| Deed Document Number | 199975174 |
| Deed Book / Page | 161 / 17 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Apr 16, 2026 |
| Property Address | 225 SUMMIT AVE, POMPTON LAKES, NJ 07442-1331 |
| Document Number | 0000013150 |
| Book / Page | 19897 / 1 |
| Instrument Date | Apr 8, 2026 |
| Instrument | 202613150 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Address | 225 SUMMIT AVE, POMPTON LAKES, NJ 07442-1331 |
| Document Number | 0000013150, |
|---|---|
| Date | Apr 16, 2026 |
| Book Page | 19897/1 |
| Instrument | 202613150 |
| Name | CITIZENS BANK INC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Apr 13, 2051 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 225 SUMMIT AVE, POMPTON LAKES, NJ 07442-1331 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000052204 |
|---|---|
| Date | Aug 13, 2021 |
| Book Page | M17361/144 |
| Instrument | 2021052204 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 225 SUMMIT AVE, POMPTON LAKES, NJ 07442-1331 |
| Document Number | 0000020409 |
| Instrument Date | Apr 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2020 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 225 SUMMIT AVE POMPTON LAKES NJ 074421331, POMPTON LAKES, NJ 07442-1331 |
| Document Number | 0000020409 |
|---|---|
| Date | May 5, 2020 |
| Book Page | 016144/000053 |
| Instrument | 20409 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 4, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 225 SUMMIT AVE, POMPTON LAKES, NJ 07442-1331 |
| Document Number | 0000045022 |
| Instrument Date | Sep 25, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 225 SUMMIT AVE POMPTON LAKES NJ 074421331, POMPTON LAKES, NJ 07442-1331 |
| Document Number | 0000045022 |
|---|---|
| Date | Oct 2, 2018 |
| Book Page | 015225/000132 |
| Instrument | 45022 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2048 |
Source: Passaic County and Pompton Lakes Borough assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| Municipality | Pompton Lakes Borough |
| Unified School District | Pompton Lakes Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $395,500 (-) Land $175,200 Building $220,300 | $395,500 (-) Land $175,200 Building $220,300 | |
| 2025 | $16,338.00 (+4.76%) | $395,500 (-) Land $175,200 Building $220,300 | $395,500 (-) Land $175,200 Building $220,300 |
| 2024 | $15,595.00 (+3.61%) | ||
| 2023 | $395,500 Land $175,200 Building $220,300 | $395,500 Land $175,200 Building $220,300 | |
| 2022 | $15,052.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | POMPTON LAKES MUA serves 11,435 people · EPA ID NJ1609001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 27 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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