Passaic County and Pompton Lakes Borough property record for 197 Summit Ave, Pompton Lakes, NJ 07442
| Property Type | Single Family Home |
|---|---|
| Details | 2,609 sqft · built 1972 |
| Lot Size | 0.81 acres (35,284 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $525,000 (Sep 2013) |
| Tax Bill | $23,960 (2025) |
| Deeds & Mortgages | Aug 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-06702-0000-00081 |
| Primary APN | 09-06702-0000-00081 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,609 sqft Living Area |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Construction Type | Frame |
| Lot Area | 35,284 sqft (0.81 acres) |
| Lot Dimensions | 270 ft deep x 110 ft wide |
| Street Address | 197 SUMMIT AVE |
|---|---|
| City | POMPTON LAKES |
| State | NJ |
| Zip | 07442-1331 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Subdivision | SUMMIT WOODS SUB |
| Legal Block | 6702 |
| Legal Lot Number | 81 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | POMPTON LAKES |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 196404 |
197 Summit Ave is owned and occupied by two individuals who bought it in September 2013.
Source: Passaic County and Pompton Lakes Borough records, as of July 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 197 SUMMIT AVE, POMPTON LAKES, NJ 07442-1331 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 27, 2013 · Amount on File |
| Deed Sale | Sep 27, 2013 · Amount on File |
| Deed Document Number | 201355844 |
| Deed Book / Page | 2375 / 185 |
| Prior Transfer Date | Jan 3, 2012 |
| Prior Transfer Doc | 0000004490 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 197 SUMMIT AVE, POMPTON LAKES, NJ 07442-1331 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000054008 |
|---|---|
| Date | Aug 23, 2021 |
| Book Page | M17384/176 |
| Instrument | 2021054008 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | READING, PA 19606 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Jun 22, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 197 Summit Ave was $23,960, up 4.8% from the year before.
Source: Passaic County and Pompton Lakes Borough assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| Municipality | Pompton Lakes Borough |
| Unified School District | Pompton Lakes Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $580,000 (-) Land $180,200 Building $399,800 | $580,000 (-) Land $180,200 Building $399,800 | |
| 2025 | $23,960.00 (+4.77%) | $580,000 Land $180,200 Building $399,800 | $580,000 Land $180,200 Building $399,800 |
| 2024 | $22,869.00 | ||
| 2023 | $580,000 Land $180,200 Building $399,800 | $580,000 Land $180,200 Building $399,800 | |
| 2022 | $22,074.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 197 Summit Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 197 Summit Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | POMPTON LAKES MUA serves 11,435 people · EPA ID NJ1609001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 27 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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