Passaic County and Pompton Lakes Borough property record for 185 Summit Ave, Pompton Lakes, NJ 07442
| Property Type | Single Family Home |
|---|---|
| Details | 3,256 sqft · built 1999 |
| Lot Size | 0.48 acres (20,909 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,271,000 (Apr 2026) |
| Tax Bill | $30,664 (2025) |
| Deeds & Mortgages | Jan 2022 Line of Credit Jan 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-06702-0000-00079 |
| Primary APN | 09-06702-0000-00079 |
|---|---|
| Alternative APN |
|
| Building Area | 3,256 sqft Living Area |
|---|
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Lot Area | 20,909 sqft (0.48 acres) |
| Lot Dimensions | 210 ft deep x 99 ft wide |
| Street Address | 185 SUMMIT AVE |
|---|---|
| City | POMPTON LAKES |
| State | NJ |
| Zip | 07442-1331 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Subdivision | LAKEMOUNT ESTATES |
| Legal Block | 6702 |
| Legal Lot Number | 79 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | POMPTON LAKES |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 196404 |
Source: Passaic County and Pompton Lakes Borough records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 185 SUMMIT AVE, POMPTON LAKES, NJ 07442-1331 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jan 28, 2022 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Jan 6, 2022 | Deed of Trust, Mortgage · Conventional Mortgage TD BANK NA |
| Apr 1, 2026 | Deed, Transfer · Conventional Mortgage GUARANTEED RATE, INC |
| Jul 9, 2021 | Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 1, 2026 · Amount on Record |
| Deed Sale | Apr 1, 2026 · Amount on Record |
| Prior Sale | Jul 9, 2021 · Amount on Record |
| Deed Document Number | 202611318 |
| Deed Book / Page | 5073 / 135 |
| Prior Transfer Date | Apr 2, 1998 |
| Prior Transfer Doc | 0000052616 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 185 SUMMIT AVE, POMPTON LAKES, NJ 07442-1331 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000005994 |
|---|---|
| Date | Jan 28, 2022 |
| Book Page | M17764/291 |
| Instrument | 2022005994 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 26, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 185 SUMMIT AVE, POMPTON LAKES, NJ 07442-1331 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2026 |
| Title Company | PREMIER OH TITLE COMPANY INC, PREMIER T&E CO INC |
| Name | Verified Name |
|---|
| Document Number | 0000001246 |
|---|---|
| Date | Jan 6, 2022 |
| Book Page | M17706/56 |
| Instrument | 2022001246 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 1, 2037 |
| Document Type | Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Apr 1, 2026 |
| Property Address | 185 SUMMIT AVE, POMPTON LAKES, NJ 07442-1331 |
| Document Number | 0000011318 |
| Book / Page | 5073 / 135 |
| Instrument Date | Mar 20, 2026 |
| Instrument | 202611318 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2026 |
| Title Company | ALLIED TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $128,371.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 185 SUMMIT AVE, POMPTON LAKES, NJ 07442-1331 |
| Document Number | 0000011319, |
|---|---|
| Date | Apr 1, 2026 |
| Instrument | 202611319 |
| Name | GUARANTEED RATE, INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.01% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Jul 9, 2021 |
| Property Address | 185 SUMMIT AVE, POMPTON LAKES, NJ 07442-1331 |
| Document Number | 0000044575 |
| Book / Page | D4078 / 27 |
| Instrument Date | Jun 30, 2021 |
| Instrument | 2021044575 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Title Company | CENTURION TITLE GROUP INC, CENTURION TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,675.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 146 MONMOUTH ST # 307, 146, RED BANK, NJ 07701-1111 |
| Name | Verified Name |
|---|---|
| Address | 185 SUMMIT AVE, POMPTON LAKES, NJ 07442-1331 |
| Document Number | 0000044576 |
|---|---|
| Date | Jul 9, 2021 |
| Instrument | 2021044576 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
Source: Passaic County and Pompton Lakes Borough assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| Municipality | Pompton Lakes Borough |
| Unified School District | Pompton Lakes Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $742,300 (-) Land $171,400 Building $570,900 | $742,300 (-) Land $171,400 Building $570,900 | |
| 2025 | $30,664.00 (+4.77%) | $742,300 (-) Land $171,400 Building $570,900 | $742,300 (-) Land $171,400 Building $570,900 |
| 2024 | $29,269.00 (+3.6%) | ||
| 2023 | $742,300 Land $171,400 Building $570,900 | $742,300 Land $171,400 Building $570,900 | |
| 2022 | $28,251.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | POMPTON LAKES MUA serves 11,435 people · EPA ID NJ1609001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 27 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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