225 Prospect St, Chicopee, MA 01013 Property Records

Hampden County and Chicopee City property record for 225 Prospect St, Chicopee, MA 01013

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,494 sqft · built 1900
Lot Size	0.448 acres (19,519 sqft)
Owner	Individual Name on Record
Last Sale	$180,200 (Feb 2020)
Tax Bill	$3,616 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`628-00005`

Property Details

APN / Parcel Number

Primary APN	`628-00005`
Alternative APN	`CHIC M:0628 P:00005`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,494 sqft Living Area
Gross Area	2,678 sqft
1st Floor Area	922 sqft
Basement Area	572 sqft
Unfinished Basement	572 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,519 sqft (0.448 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	628-00005
Street Address	225 PROSPECT ST
City	CHICOPEE
State	MA
Zip	01013-4006
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	13
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	1
Census Block	1023
Census Tract	811301

Owner

Source: Hampden County and Chicopee City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	225 PROSPECT ST, CHICOPEE, MA 01013-4006
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2020	Deed of Trust, Mortgage · VA Mortgage HARBORONE MORTGAGE
Feb 26, 2020	Warranty Deed, Transfer · VA Mortgage HARBORONE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 26, 2020 · Amount on Record
Deed Sale	Feb 26, 2020 · Amount on Record
Prior Sale	Jul 25, 1997 · Amount on Record
Deed Document Number	202010571
Deed Book / Page	23103 / 2
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	225 PROSPECT ST, CHICOPEE, MA 01013-4006
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	23613-163
Date	Dec 28, 2020
Book Page	23613/163
Instrument	78142

Lender

Name	HARBORONE MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHICOPEE MA
Recording Date	Feb 26, 2020
Property Address	225 PROSPECT ST, CHICOPEE, MA 01013-4006
Document Number	23103-2
Book / Page	23103 / 2
Instrument Date	Dec 23, 2019
Instrument	10571
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 WALLACE ST # 3, 3, SPRINGFIELD, MA 01119-1631

Mortgage

Document Number	10572
Date	Feb 26, 2020
Instrument	10572

Lender

Name	HARBORONE MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,616.00 (+5.45%)	$238,500 (+2.67%) Land $79,200 Building $159,300	$328,985
2024	$3,429.00 (+7.16%)	$232,300 (+9.99%) Land $77,700 Building $154,600
2023	$3,200.00	$211,200 Land $70,600 Building $140,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Crossroads Fiber Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Netafy, Xfinity.

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