209 Prospect St, Chicopee, MA 01013 Property Records

Hampden County and Chicopee City property record for 209 Prospect St, Chicopee, MA 01013

Property Summary

Property Type	Duplex
Details	5 bd · 2.5 ba · 4,346 sqft · built 1860
Lot Size	0.751 acres (32,698 sqft)
Owner	Individual Name on File
Last Sale	$29,533 (May 2000)
Tax Bill	$5,470 (2025)
Deeds & Mortgages	Jan 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`628-00007`

Property Details

APN / Parcel Number

Primary APN	`628-00007`
Alternative APN	`CHIC M:0628 P:00007`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	16 Rooms
Units	2 Units
Stories	2 Stories
Building Area	4,346 sqft Living Area
Gross Area	7,822 sqft
1st Floor Area	2,487 sqft
Attic	Attic
Attic Area	1,107 sqft
Basement Area	1,859 sqft
Unfinished Basement	1,859 sqft

Exterior

Year Built	Built 1860
Effective Year Built	Effective 1860
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	32,698 sqft (0.751 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	628-00007
Street Address	209 PROSPECT ST
City	CHICOPEE
State	MA
Zip	01013-4006
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	13
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	1
Census Block	1023
Census Tract	811301

Owner

Source: Hampden County and Chicopee City assessment roll, APN 628-00007, as of April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	209 PROSPECT ST, CHICOPEE, MA 01013-4006
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 31, 2000 · Amount on Record
Deed Sale	May 31, 2000 · Amount on Record
Prior Sale	May 31, 2000 · Amount on Record
Deed Book / Page	11213 / 575
Record Updated	Jun 08, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	209 PROSPECT ST, CHICOPEE, MA 01013-4006
Document Number	22536-329
Instrument Date	Jan 23, 2019
Transaction Type	Mortgage
Record Updated	Feb 19, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 PROSPECT ST CHICOPEE MA 010134006, CHICOPEE, MA 01013-4006

Mortgage

Document Number	22536-329
Date	Jan 28, 2019
Book Page	022536/000329
Instrument	4837

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 27, 2049

Tax Assessment & Valuation

Source: Hampden County and Chicopee City assessment roll as of April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$5,470.00 (+5.7%)	$360,800 (+2.91%) Land $84,100 Building $276,700
2024	$5,175.00 (+7.01%)	$350,600 (+9.84%) Land $82,500 Building $268,100
2023	$4,836.00	$319,200 Land $75,000 Building $244,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hampden County (25013C), as of June 7, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 111 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Chicopee Municipal Lighting Plant Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Netafy, Xfinity.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MA1061000, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CHICOPEE WATER DEPT (MWRA) serves 55,560 people
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.