208 Prospect St, Chicopee, MA 01013 Property Records

Hampden County and Chicopee City property record for 208 Prospect St, Chicopee, MA 01013

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,629 sqft · built 1921
Lot Size	0.562 acres (24,471 sqft)
Owner	Individual Name on Record
Last Sale	$375,000 (Mar 2026)
Tax Bill	$4,083 (2025)
Deeds & Mortgages	May 2025 Mortgage Mar 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`628-00001`

Property Details

APN / Parcel Number

Primary APN	`628-00001`
Alternative APN	`CHIC M:0628 P:00001`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,629 sqft Living Area
Gross Area	5,370 sqft
1st Floor Area	1,192 sqft
Attic	Attic
Attic Area	1,092 sqft
Basement Area	200 sqft
Unfinished Basement	200 sqft
Game Room	Game Room

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1921
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	24,471 sqft (0.562 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	628-00001
Street Address	208 PROSPECT ST
City	CHICOPEE
State	MA
Zip	01013-4025
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	13
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	4
Census Block	4005
Census Tract	811301

Owner

Source: Hampden County and Chicopee City records, as of June 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	208 PROSPECT ST, CHICOPEE, MA 01013-4025
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
May 30, 2025	Deed of Trust, Mortgage · Second Mortgage (Down Payment) FREEDOM CU
Mar 31, 2026	Quit Claim Deed, Transfer · FHA Mortgage CMG MORTGAGE INC
May 27, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage FREEDOM CU
Feb 14, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2026 · Amount on Record
Deed Sale	Mar 31, 2026 · Amount on Record
Prior Sale	May 27, 2022 · Amount on Record
Deed Document Number	202613624
Deed Book / Page	26272 / 422
Record Updated	Sep 20, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	208 PROSPECT ST, CHICOPEE, MA 01013-4025
Transaction Type	Mortgage
Record Updated	Apr 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	025881-151
Date	May 30, 2025
Book Page	25881/151
Instrument	23763

Lender

Name	FREEDOM CU
Type	Credit Union

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2045

March 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHICOPEE MA
Recording Date	Mar 31, 2026
Property Address	208 PROSPECT ST, CHICOPEE, MA 01013-4025
Document Number	026272-422
Book / Page	26272 / 422
Instrument Date	Mar 25, 2026
Instrument	13624
Transaction Type	Transfer
Record Updated	Apr 22, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 PROSPECT ST, CHICOPEE, MA 01013-4025

Mortgage

Document Number	0000013625
Date	Mar 31, 2026
Instrument	13625

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHICOPEE MA
Recording Date	May 27, 2022
Property Address	208 PROSPECT ST, CHICOPEE, MA 01013-4025
Document Number	024567-556
Book / Page	24567 / 556
Instrument Date	May 27, 2022
Instrument	32406
Transaction Type	Transfer
Record Updated	Jun 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	24 CIRCLE DR, GRANBY, MA 01033-9426

Mortgage

Document Number	0000032407
Date	May 27, 2022
Instrument	32407

Lender

Name	FREEDOM CU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Jun 1, 2029
Max Rate At Change	2.75%
Index	1-Year CMT

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHICOPEE MA
Recording Date	Feb 14, 2017
Property Address	208 PROSPECT ST, CHICOPEE, MA 01013-4025
Document Number	21568-26
Book / Page	021568 / 000026
Instrument Date	Aug 12, 2016
Instrument	8075
Transaction Type	Transfer
Record Updated	Mar 7, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	24 CIRCLE DR GRANBY MA 010339426, GRANBY, MA 01033-9426

Tax Assessment & Valuation

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,083.00 (+5.67%)	$269,300 (+2.86%) Land $81,000 Building $188,300
2024	$3,864.00 (+7.21%)	$261,800 (+10.05%) Land $79,500 Building $182,300
2023	$3,604.00	$237,900 Land $72,200 Building $165,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2003 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Crossroads Fiber Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Netafy, Xfinity.

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