225 Pinnacle Dr, Lake Forest, CA 92630 Property Records

Orange County property record for 225 Pinnacle Dr, Lake Forest, CA 92630

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,667 sqft · built 2017
Lot Size	0.097 acres (4,263 sqft)
Owner	Individual Name on Record
Last Sale	$1,026,000 (Sep 2017)
Tax Bill	$12,294 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`612-251-43`

Property Details

APN / Parcel Number

Primary APN	`612-251-43`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Building Area	2,667 sqft Living Area

Exterior

Year Built	Built 2017
Lot Area	4,263 sqft (0.097 acres)
Garage Area	442 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	225 PINNACLE DR
City	LAKE FOREST
State	CA
Zip	92630-8727
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 17707 BLK LOT 6
Legal Tract	17707
Legal Lot Number	6
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	3
Census Block	3003
Census Tract	52423

Owner

Source: Orange County records, as of November 17, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4020 RHODA WAY, CONCORD, CA 94518-1736
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANC ONE MORTGAGE CORP
Jul 1, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage ROYAL PACIFIC FUNDING CORP
Sep 12, 2017	Grant Deed, Transfer · ARM HSBC BANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2017 · Amount on Record
Deed Sale	Sep 12, 2017 · Amount on Record
Prior Sale	Sep 12, 2017 · Amount on Record
Deed Document Number	0000386313
Last Transfer Date	Jul 1, 2020
Transfer Doc	0000309280
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	225 PINNACLE DR, LAKE FOREST, CA 92630-8727
Transaction Type	Mortgage
Record Updated	Mar 1, 2021
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 PINNACLE DR, LAKE FOREST, CA 92630-8727

Mortgage

Document Number	0000110851
Date	Feb 17, 2021
Instrument	2021000110851

Lender

Name	BANC ONE MORTGAGE CORP
Type	Mortgage Company
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2036

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Jul 1, 2020
Property Address	225 PINNACLE DR, LAKE FOREST, CA 92630-8727
Document Number	0000309280
Map Reference	MB 961 PG 1-6
Instrument Date	Jun 24, 2020
Instrument	2020000309280
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	WFG NATIONAL TITLE CO OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	225 PINNACLE DR, LAKE FOREST, CA 92630-8727

Mortgage

Document Number	0000309281
Date	Jul 1, 2020
Instrument	2020000309281

Lender

Name	ROYAL PACIFIC FUNDING CORP
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2040

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Sep 12, 2017
Property Address	225 PINNACLE DR, LAKE FOREST, CA 92630-8727
Document Number	0000386313
Map Reference	MB961 PG1-6
Instrument Date	Aug 10, 2017
Instrument	2017000386313
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	WESTMINSTER TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	225 PINNACLE DR, LAKE FOREST, CA 92630-8727

Mortgage

Document Number	0000386314
Date	Sep 12, 2017
Instrument	2017000386314

Lender

Name	HSBC BANK USA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.86%
Type Change Date	Oct 1, 2022
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.86%
Index	1-Year LIBOR
Max Rate	8.86%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Lake Forest City
Unified School District	Saddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$12,294.00 (+4.29%)	$1,167,162 (+4.04%) Land $588,899 Building $578,263
2023	$11,788.00 (+1.81%)	$1,121,841 Land $566,032 Building $555,809
2022	$11,578.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 78% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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