218 Holmes Rd, Scarborough, ME 04074 Property Records

Cumberland County and Scarborough Town property record for 218 Holmes Rd, Scarborough, ME 04074

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,020 sqft · built 1964
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$665,000 (Sep 2025)
Tax Bill	$5,330 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Jan 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R023006`

Property Details

APN / Parcel Number

Primary APN	`R023006`
Alternative APNs	`SCAR M:R023 L:006` `439`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,020 sqft Living Area
Gross Area	3,904 sqft
1st Floor Area	1,360 sqft
Basement Area	1,360 sqft
Unfinished Basement	1,360 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	439
Street Address	218 HOLMES RD
City	SCARBOROUGH
State	ME
Zip	04074-8410
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	16
Legal Lot Number	6
Jurisdiction	SCARBOROUGH ME
Township / Civil Division	SCARBOROUGH
Census Block Group	1
Census Block	1007
Census Tract	17306

Owner

218 Holmes Rd is owned by an individual who bought it in September 2025.

Source: Cumberland County and Scarborough Town records, as of July 30, 2026

Owner of Record	Individual Name on File
Mailing Address	101 SUMMER ST, BIDDEFORD, ME 04005-3540
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2025	Warranty Deed, Transfer · Conventional Mortgage QUONTIC BANK
Jan 5, 2018	Deed of Trust, Mortgage BIDDEFORD SAVINGS BK
Aug 23, 2018	Deed of Trust, Mortgage BIDDEFORD SAVINGS BK
Dec 28, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance BIDDEFORD SAVINGS BANK
May 25, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2025 · Amount on File
Deed Sale	Sep 15, 2025 · Amount on File
Prior Sale	May 25, 2022 · Amount on File
Deed Book / Page	41723 / 183
Record Updated	Oct 29, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCARBOROUGH ME
Recording Date	Sep 15, 2025
Property Address	218 HOLMES RD, SCARBOROUGH, ME 04074-8410
Document Number	0417230183
Book / Page	41723 / 183
Instrument Date	Sep 12, 2025
Instrument	37285
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 SUMMER ST, BIDDEFORD, ME 04005-3540

Mortgage

Document Number	0000037286
Date	Sep 15, 2025
Instrument	37286

Lender

Name	QUONTIC BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCARBOROUGH ME
Property Address	218 HOLMES RD, SCARBOROUGH, ME 04074-8410
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0345750282
Date	Jan 5, 2018
Book Page	34575/0282
Instrument	000000000671

Lender

Name	BIDDEFORD SAVINGS BK

Agreement

Amount	Amount on Record
Term	240 Months
Due	Jan 5, 2038

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCARBOROUGH ME
Property Address	218 HOLMES RD, SCARBOROUGH, ME 04074-8410
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0350890268
Date	Aug 23, 2018
Book Page	35089/0268
Instrument	000000042333

Lender

Name	BIDDEFORD SAVINGS BK

Agreement

Amount	Amount on Record
Term	300 Months
Due	Aug 23, 2043

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCARBOROUGH ME
Property Address	218 HOLMES RD, SCARBOROUGH, ME 04074-8410
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0376220206
Date	Dec 28, 2020
Book Page	37622/206
Instrument	86205

Lender

Name	BIDDEFORD SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2041

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCARBOROUGH ME
Recording Date	May 25, 2022
Property Address	218 HOLMES RD, SCARBOROUGH, ME 04074-8410
Document Number	0394490300
Book / Page	39449 / 300
Instrument Date	May 20, 2022
Instrument	27109
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	218 HOLMES RD, SCARBOROUGH, ME 04074-8410

Mortgage

Document Number	0000027110
Date	May 25, 2022
Instrument	27110

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 218 Holmes Rd was $5,330, up 3.7% from the year before.

Source: Cumberland County and Scarborough Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Scarborough Town
Unified School District	Scarborough (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,330.00 (+3.68%)	$470,400 (-) Land $142,600 Building $327,800
2024	$5,141.00 (-2.5%)	$470,400 (+42.46%) Land $142,600 Building $327,800
2023	$5,273.00	$330,200 Land $97,800 Building $232,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 218 Holmes Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 218 Holmes Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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