225 E Cota St, Apt 5, Santa Barbara, CA 93101 Property Records

Santa Barbara County property record for 225 E Cota St, Apt 5, Santa Barbara, CA 93101

Property Summary

Property Type	Condominium
Details	1 bd · 1.5 ba · 1,292 sqft · built 2005
Lot Size	0.014 acres (622 sqft)
Owner	Trust Name on File
Last Sale	$335,500 (Aug 2014)
Tax Bill	$8,407 (2025)
Deeds & Mortgages	Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`031-510-005`

Property Details

APN / Parcel Number

Primary APN	`031-510-005`
Alternative APN	`03151005`

Interior

Bedrooms	1 Bed
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,292 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Condo/Apartment
Lot Area	622 sqft (0.014 acres)

Location & Zoning

Street Address	225 E COTA ST, 5
City	SANTA BARBARA
State	CA
Zip	93101-1683
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	CM
Legal Subdivision	COTA STREET STUDIOS
Legal Lot Number	1
Jurisdiction	SANTA BARBARA CA
Township / Civil Division	SANTA BARBARA
Census Block Group	1
Census Block	1029
Census Tract	900

Owner

225 E Cota St, Apt 5 is held in a trust since August 2014.

Source: Santa Barbara County records, as of July 8, 2026

Owner of Record	Trust Name on File
Mailing Address	531 CHAPALA ST, E, SANTA BARBARA, CA 93101-3421
Owner Type	Company
Vesting	Trust, Personal Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2014 · Amount on File
Deed Sale	Aug 11, 2014 · Amount on File
Deed Document Number	201436511
Record Updated	Sep 20, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	225 E COTA ST APT 5, 5, SANTA BARBARA, CA 93101-1683
Document Number	0000052588
Instrument Date	Nov 5, 2019
Transaction Type	Mortgage
Record Updated	Nov 27, 2019
Title Company	SPL INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	531 CHAPALA ST #E SANTA BARBARA CA 931013421, E, SANTA BARBARA, CA 93101-3421

Mortgage

Document Number	0000052588
Date	Nov 15, 2019
Instrument	52588

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 14, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.42%

Tax Assessment & Valuation

The 2025 property tax bill for 225 E Cota St, Apt 5 was $8,407.

Source: Santa Barbara County assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Barbara County
Municipality	Santa Barbara City
Unified School District	Santa Barbara Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$808,968 (+2%) Land $132,927 Building $676,041
2025	$8,407.00	$793,107 Land $130,321 Building $662,786
2023	$8,112.00 (+1.74%)	$762,311 Land $125,261 Building $637,050
2022	$7,973.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 225 E Cota St, Apt 5 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AH, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 38 policies
Nearby Flood Policies	38 in force
Nearby Flood Claims	31 (1995–2023)
Claims Outside the SFHA	1 of 31
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 10 claims Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 5 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 225 E Cota St, Apt 5 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SANTA BARBARA WATER DEPARTMENT serves 93,334 people · EPA ID CA4210010
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Cox Communications, Frontier, GeoLinks, Verizon.