225 E Cota St, Apt 2, Santa Barbara, CA 93101 Property Records

Santa Barbara County property record for 225 E Cota St, Apt 2, Santa Barbara, CA 93101

Property Summary

Property TypeCondominium
Details1 bd · 1.75 ba · 1,598 sqft · built 2005
Lot Size0.011 acres (462 sqft)
OwnerIndividual Name on File
Last Sale$1,225,000 (Feb 2020)
Tax Bill$14,168 (2025)
Deeds & MortgagesDec 2020 Mortgage
Feb 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN031-510-002

Property Details

APN / Parcel Number

Primary APN031-510-002
Alternative APN
  • 03151002

Interior

Bedrooms1 Bed
Full Baths1.75 Baths
Half Baths1 Half Bath
Building Area1,598 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleCondo/Apartment
Lot Area462 sqft (0.011 acres)

Location & Zoning

Street Address225 E COTA ST, 2
CitySANTA BARBARA
StateCA
Zip93101-1683
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeCM
Legal SubdivisionCOTA STREET STUDIOS
Legal Lot Number1
JurisdictionSANTA BARBARA CA
Township / Civil DivisionSANTA BARBARA
Census Block Group1
Census Block1029
Census Tract900

Owner

225 E Cota St, Apt 2 is owned by an individual who bought it in February 2020.

Source: Santa Barbara County records, as of July 8, 2026

Owner of RecordIndividual Name on File
Mailing Address8 BUCHANAN ST, 205, SAN FRANCISCO, CA 94102-6293
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 22, 2020Deed of Trust, Mortgage · Conventional Mortgage
MARY L & AUGUST T III ROSSANO
Feb 27, 2020Grant Deed, Transfer · Conventional Mortgage
IRENE GIUSTINA
May 2, 2017Grant Deed, Transfer · ARM
FIRST REPUBLIC BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 27, 2020 · Amount on File
Deed SaleFeb 27, 2020 · Amount on File
Prior SaleMay 2, 2017 · Amount on File
Deed Document Number20209887
Record UpdatedOct 29, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA BARBARA CA
Property Address225 E COTA ST APT 2, 2, SANTA BARBARA, CA 93101-1683
Document Number0000002841
Instrument DateDec 22, 2020
Transaction TypeMortgage
Record UpdatedJan 26, 2021
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2515 SCHOOL ST SOLVANG CA 934639754, SOLVANG, CA 93463-9754

Mortgage

Document Number0000002841
DateJan 13, 2021
Instrument2841
Lender
NameMARY L & AUGUST T III ROSSANO
Agreement
TypeConventional Mortgage
AmountAmount on Record

February 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA BARBARA CA
Recording DateFeb 27, 2020
Property Address225 E COTA ST APT 2, 2, SANTA BARBARA, CA 93101-1683
Document Number0000009887
Instrument DateFeb 26, 2020
Instrument9887
Transaction TypeTransfer
Record UpdatedMar 16, 2020
Title CompanyWFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,348.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address225 E COTA ST #2 SANTA BARBARA CA 931011683, 2, SANTA BARBARA, CA 93101-1683

Mortgage

Document Number9888
DateFeb 27, 2020
Instrument9888
Lender
NameIRENE GIUSTINA
Agreement
TypeConventional Mortgage
AmountAmount on Record

Mortgage

Document Number9889,
DateFeb 27, 2020
Instrument9889
Lender
NameIRENE GIUSTINA
Agreement
AmountAmount on Record

May 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA BARBARA CA
Recording DateMay 2, 2017
Property Address225 E COTA ST APT 2, 2, SANTA BARBARA, CA 93101-1683
Document Number0000020637
Map ReferencePM20665 MB189PG11&12
Instrument DateMar 13, 2017
Instrument2017-0020637
Transaction TypeTransfer
Record UpdatedAug 19, 2021
Title CompanyEQUITY TITLE SAN DIEGO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Revocable Trust
Address420 40TH ST STE 1, 1, OAKLAND, CA 94609-2688

Mortgage

Document Number0000020638
DateMay 2, 2017
Instrument2017-0020638
Lender
NameFIRST REPUBLIC BANK
TypeBank
AddressSAN FRANCISCO, CA 94111
Agreement
TypeARM
AmountAmount on Record
Term361 Months
DueJun 1, 2047
Interest
Rate TypeAdjustable Rate
Rate3.75%
Type Change DateJun 1, 2024
Change FrequencyMonthly
Min Rate At Change2.5%
Max Rate At Change9.95%
Index1-Month LIBOR
Max Rate9.95%

Tax Assessment & Valuation

The 2025 property tax bill for 225 E Cota St, Apt 2 was $14,168.

Source: Santa Barbara County assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Barbara County
MunicipalitySanta Barbara City
Unified School DistrictSanta Barbara Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,366,505 (+2%) Land $557,756 Building $808,749
2025$14,168.00$1,339,712 Land $546,820 Building $792,892
2023$13,599.00 (+1.76%) Homeowner's exemption Additional exemption filed$1,287,692 Land $525,588 Building $762,104
2022$13,364.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 225 E Cota St, Apt 2 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AH, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 38 policies
Nearby Flood Policies38 in force
Nearby Flood Claims31 (1995–2023)
Claims Outside the SFHA1 of 31
Most Recent ClaimDec 2023 · rainfall accumulation
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 10 claims
  • Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 5 claims
  • Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 225 E Cota St, Apt 2 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SANTA BARBARA WATER DEPARTMENT
serves 93,334 people · EPA ID CA4210010
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

May also be available: Astound Broadband, Cox Communications, Frontier, GeoLinks, Verizon.

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