225 E COTA ST APT 3, 3, SANTA BARBARA, CA 93101-1683
Document Number
0000038209
Map Reference
DOC 2005-54694
Instrument Date
May 3, 2021
Instrument
2021-0038209
Transaction Type
Transfer
Record Updated
Jun 7, 2023
Title Company
CHICAGO TITLE COMPANY
Transaction
Amount
Amount on Record
Tax
$0.00
Amount Accuracy
Rounded by County
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
312 PEARL PKWY APT 4512, 4512, SAN ANTONIO, TX 78215-1199
February 2021: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
SANTA BARBARA CA
Property Address
225 E COTA ST APT 3, 3, SANTA BARBARA, CA 93101-1683
Transaction Type
Mortgage
Record Updated
Feb 18, 2021
Title Company
WESTERN RESOURCES TITLE, WESTERN RESOURCES TITLE CO
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
20412 ROCA CHICA DR, MALIBU, CA 90265-5332
Mortgage
Document Number
0000007616
Date
Feb 2, 2021
Instrument
2021-0007616
Lender
Name
CARDINAL FINANCIAL COMPANY LP
Type
Mortgage Company
Address
CHARLOTTE, NC 28273
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
360 Months
Due
Feb 1, 2051
May 2017: Grant Deed, Transfer
Document Type
Grant Deed
Jurisdiction
SANTA BARBARA CA
Recording Date
May 10, 2017
Property Address
225 E COTA ST APT 3, 3, SANTA BARBARA, CA 93101-1683
Document Number
0000022150
Instrument Date
Mar 27, 2017
Instrument
22150
Transaction Type
Transfer
Record Updated
May 19, 2017
Title Company
FIRST AMERICAN TITLE
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$1,430.00
Amount Accuracy
Full Value
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Personal Trust
Address
20412 ROCA CHICA DR MALIBU CA 902655332, MALIBU, CA 90265-5332
Mortgage
Document Number
22151
Date
May 10, 2017
Instrument
22151
Lender
Name
PRIME LNDG
Address
DALLAS, TX 75252
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
360 Months
Due
May 9, 2047
Tax Assessment & Valuation
The 2025 property tax bill for 225 E Cota St, Apt 3 was $20,840.
Source: Santa Barbara County assessment roll, as of July 8, 2026
Property Jurisdictions
Type
Name
State
California
County
Santa Barbara County
Municipality
Santa Barbara City
Unified School District
Santa Barbara Unified School District (KG - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
2026
$2,012,184 (+2%)Land $772,855Building $1,239,329
2025
$20,840.00
$1,972,730Land $757,701Building $1,215,029
2023
$20,113.00 (+1.75%)
$1,896,129Land $728,280Building $1,167,849
2022
$19,768.00
Assessed value is set for property tax purposes and is not a market price estimate.
Flood
FEMA maps place 225 E Cota St, Apt 3 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Nearest Special Flood Hazard Area
Zone AH, within 500 ft
Flood Insurance Requirement
Not required lenders may require it
Flood Insurance Cost
Premium on File median of 38 policies
Nearby Flood Policies
38 in force
Nearby Flood Claims
31 (1995–2023)
Claims Outside the SFHA
1 of 31
Most Recent Claim
Dec 2023 · rainfall accumulation
Claims by Event
Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 10 claims
Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 5 claims
Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 13 claims
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
The area around 225 E Cota St, Apt 3 has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Not rated no burnable land within ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
CITY OF SANTA BARBARA WATER DEPARTMENT serves 93,334 people · EPA ID CA4210010
Water Source
Surface water
Last State Inspection
Dec 2025
Lead
3 ppb (2024–2026) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Starlink Satellite
280 / 30
T-Mobile Fixed Wireless
100 / 20
May also be available: Astound Broadband, Cox Communications, Frontier, GeoLinks, Verizon.