225 E Cermak Rd, Braidwood, IL 60408 Property Records

Will County property record for 225 E Cermak Rd, Braidwood, IL 60408 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Lot Size	0.27 acres (11,577 sqft)
Owner	Individual Name on File
Last Sale	$290,000 (Dec 2025)
Tax Bill	$1,821 (2025)
Deeds & Mortgages	Aug 2022 Second Mortgage Dec 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-24-08-201-037`

Property Details

APN / Parcel Number

Primary APN	`02-24-08-201-037`

Exterior

Lot Area	11,577 sqft (0.27 acres)

Location & Zoning

Street Address	225 E CERMAK RD
City	BRAIDWOOD
State	IL
Zip	60408-1351
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 IN THE FINAL PLAT OF HARRIS SUB OF LOTS 9 10 IN BLK 1 IN FORSYTHE MCCAGG SUB IN THE NE1/4 OF SEC. 8, T32N-R9E.
Legal Range	09E
Legal Township	32N
Legal Section	08
Legal Subdivision	HARRIS
Legal Block	1
Legal Lot Number	2,9
Jurisdiction	WILL IL
Township / Civil Division	REED
Census Block Group	2
Census Block	2007
Census Tract	884003

Owner

Source: Will County records · APN 02-24-08-201-037

Assessment roll updated June 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	225 E CERMAK RD, BRAIDWOOD, IL 60408-1351
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GRUNDY BANK
Dec 08, 2025	Deed, Transfer · Closed-End Mortgage ALLIANT CU
May 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 08, 2025 · Amount on Record
Deed Sale	Dec 08, 2025 · Amount on Record
Prior Sale	Jul 08, 2004 · Amount on Record
Deed Document Number	202568776
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	225 E CERMAK RD, BRAIDWOOD, IL 60408-1351
Transaction Type	Mortgage
Record Updated	Dec 19, 2025
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000062849
Date	Aug 19, 2022
Instrument	R2022062849

Lender

Name	GRUNDY BANK
Type	Bank
Address	MORRIS, IL 60450

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	59 Months
Due	Jul 15, 2027

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	WILL IL
Recording Date	Dec 08, 2025
Property Address	225 E CERMAK RD, BRAIDWOOD, IL 60408-1351
Document Number	0000068776
Map Reference	DOC 2003-133562
Instrument Date	Nov 14, 2025
Instrument	R2025068776
Transaction Type	Transfer
Record Updated	Dec 19, 2025
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$290.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	35 W WACKER DR, CHICAGO, IL 60601-1723

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 E CERMAK RD, BRAIDWOOD, IL 60408-1351

Mortgage

Document Number	0000068777
Date	Dec 08, 2025
Instrument	R2025068777

Lender

Name	ALLIANT CU
Type	Credit Union

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2055

Interest

Rate Type	Fixed Rate
Rate	6.12%
Change Frequency	10 Years

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	225 E CERMAK RD, BRAIDWOOD, IL 60408-1351
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028998
Date	May 15, 2019
Instrument	R2019028998

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2049

Interest

Rate	4.5%

Tax Assessment & Valuation

Source: Will County records · Assessment roll updated June 30, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Braidwood City
County	Will County
County Subdivision	Reed Township
Unified School District	Reed Custer Community Unit School District 255U (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,821.00 (-2.41%)
2024	$1,866.00 (-17.51%)	$71,204 (+23.04%) Land $11,425 Building $59,779	$213,612 (+23.04%) Land $34,275 Building $179,337
2022	$2,262.00 Homeowner's exemption Senior Citizen's exemption	$57,871 Land $9,286 Building $48,585	$173,613 Land $27,858 Building $145,755

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Will County (17197C), updated June 11, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 248 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Surf Air Wireless	Fiber	8,000 / 8,000
Xfinity	Cable	1,200 / 35
Benton Ridge Telephone Company	Fixed Wireless (licensed-by-rule)	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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