203 E Cermak Rd, Braidwood, IL 60408 Property Records

Will County property record for 203 E Cermak Rd, Braidwood, IL 60408

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · built 2004
Lot Size	0.34 acres (14,602 sqft)
Owner	Individual Name on Record
Last Sale	$179,000 (Aug 2010)
Tax Bill	$6,056 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Sep 2025 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-24-08-201-036`

Property Details

APN / Parcel Number

Primary APN	`02-24-08-201-036`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Lot Area	14,602 sqft (0.34 acres)
Lot Dimensions	149 ft deep x 98 ft wide
Garage Type	Attached
Pool Type	Above-Ground Pool

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	203 E CERMAK RD
City	BRAIDWOOD
State	IL
Zip	60408-1351
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 IN THE FINAL PLAT OF HARRIS SUB OF LOTS 9 10 IN BLK 1 IN FORSYTHE MCCAGG SUB, BEING A SUB OF PRT OF THE NE1/4 OF SEC.
Legal Range	09E
Legal Township	32N
Legal Section	08
Legal Subdivision	HARRIS
Legal Block	1
Legal Lot Number	1
Jurisdiction	WILL IL
Township / Civil Division	REED
Census Block Group	2
Census Block	2007
Census Tract	884003

Owner

Source: Will County records, as of August 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	203 E CERMAK RD, BRAIDWOOD, IL 60408-1351
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2026	Deed of Trust, Mortgage · Line of Credit GRUNDY BANK
Sep 25, 2025	Deed of Trust, Mortgage · Line of Credit GRUNDY BANK
Jan 5, 2023	Deed of Trust, Mortgage · Line of Credit GRUNDY BANK
Oct 30, 2017	Deed of Trust, Mortgage · VA Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 19, 2010 · Amount on Record
Deed Sale	Aug 19, 2010 · Amount on Record
Prior Sale	Apr 27, 2010
Deed Document Number	201085271
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	203 E CERMAK RD, BRAIDWOOD, IL 60408-1351
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 E CERMAK RD, BRAIDWOOD, IL 60408-1351

Mortgage

Document Number	0000007900
Date	Feb 9, 2026
Instrument	R2026007900

Lender

Name	GRUNDY BANK
Type	Bank
Address	MORRIS, IL 60450

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	7.5%
Change Frequency	Monthly

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	203 E CERMAK RD, BRAIDWOOD, IL 60408-1351
Transaction Type	Mortgage
Record Updated	Oct 14, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 E CERMAK RD, BRAIDWOOD, IL 60408-1351

Mortgage

Document Number	0000053617
Date	Sep 25, 2025
Instrument	R2025053617

Lender

Name	GRUNDY BANK
Type	Bank
Address	MORRIS, IL 60450

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 24, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	203 E CERMAK RD, BRAIDWOOD, IL 60408-1351
Transaction Type	Mortgage
Record Updated	Jan 16, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 E CERMAK RD, BRAIDWOOD, IL 60408-1351

Mortgage

Document Number	0000000592
Date	Jan 5, 2023
Instrument	R2023000592

Lender

Name	GRUNDY BANK
Type	Bank
Address	MORRIS, IL 60450

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	203 E CERMAK RD, BRAIDWOOD, IL 60408-1351
Transaction Type	Mortgage
Record Updated	Jun 22, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000085061
Date	Oct 30, 2017
Instrument	R2017085061

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	231 Months
Due	Jan 1, 2037

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Braidwood City
County	Will County
County Subdivision	Reed Township
Unified School District	Reed Custer Community Unit School District 255U (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,056.00 (+26.91%)	$100,972 (+8.9%) Land $12,442 Building $88,530	$302,916 (+8.9%) Land $37,326 Building $265,590
2024		$92,720 (+23.04%) Land $11,425 Building $81,295	$278,160 (+23.04%) Land $34,275 Building $243,885
2022	$4,772.00 Homeowner's exemption	$75,359 Land $9,286 Building $66,073	$226,077 Land $27,858 Building $198,219

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRAIDWOOD serves 6,194 people · EPA ID IL1970150
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Watch TV Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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