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197 E Cermak Rd, Braidwood, IL 60408 Property Records

Will County property record for 197 E Cermak Rd, Braidwood, IL 60408 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · built 1980
Lot Size0.45 acres (19,536 sqft)
OwnerIndividual Name on File
Last Sale$145,000 (Nov 2016)
Tax Bill$5,034 (2025)
Deeds & MortgagesMar 2023 Mortgage
May 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN02-24-08-200-024

Property Details

APN / Parcel Number

Primary APN02-24-08-200-024
Alternative APN
  • 24082000240000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area19,536 sqft (0.45 acres)
Lot Dimensions132 ft deep x 148 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address197 E CERMAK RD
CityBRAIDWOOD
StateIL
Zip60408-1372
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTHE N 148 FT OF LOTS 1 2 (EX THE W 99 FT OF LOT 2) IN BLK 8 IN MCCAGG FORSYTHE'S SUB, BEING A SUB OF PRT OF THE NE1/4 OF SE
Legal Range09E
Legal Township32N
Legal Section08
Legal SubdivisionMCCAGG & FORSYTHES
Legal Block8
Legal Lot Number1,2
JurisdictionWILL IL
Township / Civil DivisionREED
Census Block Group2
Census Block2008
Census Tract884003

Owner

Source: Will County records · APN 02-24-08-200-024

Assessment roll updated June 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address197 E CERMAK RD, BRAIDWOOD, IL 60408-1372
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 29, 2023Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
May 07, 2020Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 08, 2016 · Amount on Record
Deed SaleNov 08, 2016 · Amount on Record
Prior SaleJul 07, 2011 · Amount on Record
Deed Document Number201691012
Prior Transfer DateNov 22, 2006
Prior Transfer Doc0000204975
Record UpdatedSep 20, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILL IL
Property Address197 E CERMAK RD, BRAIDWOOD, IL 60408-1372
Transaction TypeMortgage
Record UpdatedApr 12, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address197 E CERMAK RD, BRAIDWOOD, IL 60408-1372

Mortgage

Document Number0000014712
DateMar 29, 2023
InstrumentR2023014712
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term326 Months
DueMay 01, 2050

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILL IL
Property Address197 E CERMAK RD, BRAIDWOOD, IL 60408-1372
Transaction TypeMortgage
Record UpdatedAug 05, 2022
Title CompanySIGNATURE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000034520
DateMay 07, 2020
InstrumentR2020034520
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2050

Tax Assessment & Valuation

Source: Will County records · Assessment roll updated June 30, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityBraidwood City
CountyWill County
County SubdivisionReed Township
Unified School DistrictReed Custer Community Unit School District 255U (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,034.00 (+26.9%)
2024$78,250 (+23.04%) Land $11,155 Building $67,095$234,750 (+23.04%) Land $33,465 Building $201,285
2022$3,967.00 Homeowner's exemption$63,598 Land $9,066 Building $54,532$190,794 Land $27,198 Building $163,596

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Will County (17197C), updated June 11, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 248 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Surf Air WirelessFiber8,000 / 8,000
XfinityCable1,200 / 35
Benton Ridge Telephone CompanyFixed Wireless (licensed-by-rule)100 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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