225 E Buffalo St, New Buffalo, MI 49117 Property Records

Berrien County property record for 225 E Buffalo St, New Buffalo, MI 49117

Property Summary

Property Type	Apartments (5+ Units)
Details	2,532 sqft
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$333,000 (May 2022)
Tax Bill	$5,828 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jul 2023 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`62-0010-0010-04-2`

Property Details

APN / Parcel Number

Primary APN	`62-0010-0010-04-2`
Alternative APN	`11-62-0010-0010-04-2`

Interior

Units	4 Units
Stories	1 Story
Building Area	2,532 sqft Total Area

Exterior

Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	155 ft deep x 53 ft wide
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	225 E BUFFALO ST
City	NEW BUFFALO
State	MI
Zip	49117-1100
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	GCD
Legal Description	THAT PT OF THE SE1/4 OF THE NW1/4 OF SEC 10 T8S R21W COM AT INT OF E LN OF TAYLOR ST & C/L OF BUFFALO ST TH S31DEG E ALONG E LN OF TAYLOR ST 188' TH N59DEG E 53' TH N31DEG W 188' TO C/L OF BUFFALO ST TH S59DEG W 53' TO POB SUBJ TO RD ROW
Legal Range	21W
Legal Township	08S
Legal Section	10
Legal Subdivision	ROSE ADD
Legal Block	1
Legal Lot Number	6
Legal Unit	6
Jurisdiction	BERRIEN MI
Township / Civil Division	NEW BUFFALO
Census Block Group	2
Census Block	2016
Census Tract	11302

Owner

225 E Buffalo St, a residential property, is owned by an individual who bought it in May 2022.

Source: Berrien County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	225 E BUFFALO ST, C, NEW BUFFALO, MI 49117-1100
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Jul 27, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIFTH THIRD BANK NA
May 23, 2023	Deed of Trust, Mortgage · FHA Mortgage FIFTH THIRD BANK NA
May 16, 2022	Warranty Deed, Transfer · FHA Mortgage FIFTH THIRD BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 16, 2022 · Amount on File
Deed Sale	May 16, 2022 · Amount on File
Prior Sale	Mar 10, 1989
Deed Document Number	2022353098
Deed Book / Page	3374 / 1137
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Recording Date	Jun 22, 2026
Property Address	225 E BUFFALO ST, NEW BUFFALO, MI 49117-1100
Document Number	0000463802
Book / Page	3480 / 2020
Instrument Date	Jun 8, 2026
Instrument	2026463802
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 E BUFFALO ST, NEW BUFFALO, MI 49117-1100

Mortgage

Document Number	0000463802,
Date	Jun 22, 2026
Book Page	3480/2020
Instrument	2026463802

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	312 Months
Due	Jun 1, 2052

Interest

Rate	6.37%
Max Rate	-1%

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	225 E BUFFALO ST, NEW BUFFALO, MI 49117-1100
Transaction Type	Mortgage
Record Updated	Nov 9, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 E BUFFALO ST, NEW BUFFALO, MI 49117-1100

Mortgage

Document Number	03408/3078
Date	Jul 27, 2023
Book Page	3408/3078
Instrument	2023385464

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	347 Months
Due	Jun 1, 2052

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	225 E BUFFALO ST, NEW BUFFALO, MI 49117-1100
Transaction Type	Mortgage
Record Updated	Nov 9, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 E BUFFALO ST, NEW BUFFALO, MI 49117-1100

Mortgage

Document Number	03404/1647
Date	May 23, 2023
Book Page	3404/1647
Instrument	2023381053

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	349 Months
Due	Jun 1, 2052

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	May 16, 2022
Property Address	225 E BUFFALO ST, NEW BUFFALO, MI 49117-1100
Document Number	03374/1137
Book / Page	3374 / 1137
Instrument Date	May 6, 2022
Instrument	2022353098
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,497.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	312 N BLUFF ST, BERRIEN SPRINGS, MI 49103-1061

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3801 WILLOW LAKE DR APT 209, 209, KALAMAZOO, MI 49008-2657

Mortgage

Document Number	0033741242
Date	May 16, 2022
Instrument	3374-1242

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 225 E Buffalo St was $5,828.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	New Buffalo City
Unified School District	New Buffalo Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$178,400	$356,800
2025	$5,828.00
2023		$124,500	$249,000
2022	$1,670.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 225 E Buffalo St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 225 E Buffalo St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW BUFFALO TOWNSHIP serves 2,845 people · EPA ID MI0004685
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	2 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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