Franklin County property record for 225 Cherry Ln, Frankfort, KY 40601
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.425 acres (18,549 sqft) |
| Owner | Company Name on File |
| Last Sale | $72,500 (May 2022) |
| Tax Bill | $1,198 (2025) |
| Deeds & Mortgages | Mar 2006 Mortgage Oct 2010 Mortgage + 3 more |
| Flood Zone | Zone AE (high risk) |
| APN | 038-20-03-001.00 |
| Primary APN | 038-20-03-001.00 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|
| Exterior Material | Brick Veneer |
|---|---|
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 18,549 sqft (0.425 acres) |
| Terrain | Rolling |
| View / Lot | Flood Plain/Flood Zone |
| Driveway | Asphalt Driveway |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Radiant |
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 76411 |
|---|---|
| Street Address | 225 CHERRY LN |
| City | FRANKFORT |
| State | KY |
| Zip | 40601-8129 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FARMDALE IV LOT 89 |
| Legal Subdivision | FARMDALE 4 |
| Legal Phase | 1V |
| Legal Lot Number | 89 |
| Jurisdiction | FRANKLIN KY |
| Township / Civil Division | FRANKFORT |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 71001 |
Source: Franklin County records, as of March 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 218 RAINTREE RD, FRANKFORT, KY 40601-4459 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Mar 2, 2006 | Deed of Trust, Mortgage FARMERS BANK & CAPITAL TRUST CO |
| Oct 15, 2010 | Deed of Trust, Mortgage FARMERS BANK & CAPITAL TRUS CO |
| Jul 31, 2008 | Deed of Trust, Mortgage FARMERS BANK & CAPITAL TRUST CO |
| Feb 22, 2008 | Deed of Trust, Mortgage FARMERS BANK & CAPITAL TRUST CO |
| May 27, 2022 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 27, 2022 · Amount on File |
| Deed Sale | May 27, 2022 · Amount on File |
| Deed Document Number | 2022665341 |
| Deed Book / Page | 612 / 575 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Property Address | 225 CHERRY LN, FRANKFORT, KY 40601-8129 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0M1001/628 |
|---|---|
| Date | Mar 2, 2006 |
| Book Page | M1001/628 |
| Instrument | 295595 |
| Name | FARMERS BANK & CAPITAL TRUST CO |
|---|---|
| Address | 00000 |
| Amount | Amount on Record |
|---|---|
| Term | 60 Months |
| Due | Mar 1, 2011 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Property Address | 225 CHERRY LN, FRANKFORT, KY 40601-8129 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0M1185/331 |
|---|---|
| Date | Oct 15, 2010 |
| Book Page | M1185/331 |
| Instrument | 363854 |
| Name | FARMERS BANK & CAPITAL TRUS CO |
|---|---|
| Type | Non-Lending Institution |
| Address | FRANKFORT, KY 40601 |
| Amount | Amount on Record |
|---|---|
| Term | 240 Months |
| Due | Oct 8, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Property Address | 225 CHERRY LN, FRANKFORT, KY 40601-8129 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0M1106/342 |
|---|---|
| Date | Jul 31, 2008 |
| Book Page | M1106/342 |
| Instrument | 333006 |
| Name | FARMERS BANK & CAPITAL TRUST CO |
|---|---|
| Type | Non-Lending Institution |
| Amount | Amount on Record |
|---|---|
| Term | 72 Months |
| Due | Jul 25, 2014 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Property Address | 225 CHERRY LN, FRANKFORT, KY 40601-8129 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0M1089/144 |
|---|---|
| Date | Feb 22, 2008 |
| Book Page | M1089/144 |
| Instrument | 326648 |
| Name | FARMERS BANK & CAPITAL TRUST CO |
|---|---|
| Type | Non-Lending Institution |
| Address | 00000 |
| Amount | Amount on Record |
|---|---|
| Term | 300 Months |
| Due | Feb 14, 2033 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Recording Date | May 27, 2022 |
| Property Address | 225 CHERRY LN, FRANKFORT, KY 40601-8129 |
| Document Number | 00D612/575 |
| Book / Page | D612 / 575 |
| Map Reference | MB 2 PG 55&56 |
| Instrument Date | May 25, 2022 |
| Instrument | 665341 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $72.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 225 JUNIPER DR, FRANKFORT, KY 40601-6144 |
| Name | Verified Name |
|---|---|
| Address | 607 LEAWOOD DR, FRANKFORT, KY 40601-4455 |
Source: Franklin County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Franklin County |
| Unified School District | Franklin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,198.00 (+0.25%) | $100,000 (-) Land $16,000 Building $84,000 | $100,000 (-) Land $16,000 Building $84,000 |
| 2023 | $1,195.00 | $100,000 | $100,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 23 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 2 (2021) |
| Most Recent Claim | Aug 2021 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FARMDALE WATER DISTRICT serves 8,203 people · EPA ID KY0370128 |
|---|---|
| Water Source | Purchased surface water from FRANKFORT PLANT BOARD |
| Last State Inspection | Apr 2024 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frankfort Plant Board Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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