Franklin County property record for 232 Cherry Ln, Frankfort, KY 40601
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba |
| Lot Size | 0.268 acres (11,679 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $205,000 (Mar 2024) |
| Tax Bill | $2,455 (2025) |
| Deeds & Mortgages | Mar 2024 Sale & Mortgage Nov 2018 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 038-20-01-012.00 |
| Primary APN | 038-20-01-012.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Exterior Material | Stone |
|---|---|
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,679 sqft (0.268 acres) |
| Terrain | Rolling |
| View / Lot | Flood Plain/Flood Zone |
| Driveway | Asphalt Driveway |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Radiant |
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 79439 |
|---|---|
| Street Address | 232 CHERRY LN |
| City | FRANKFORT |
| State | KY |
| Zip | 40601-8128 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 126 |
| Legal Subdivision | FARMDALE IV |
| Legal Phase | 1V |
| Legal Lot Number | 126 |
| Jurisdiction | FRANKLIN KY |
| Township / Civil Division | FRANKFORT |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 71001 |
Source: Franklin County records, as of March 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 232 CHERRY LN, FRANKFORT, KY 40601-8128 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 8, 2024 | Deed, Transfer · Conventional Mortgage STOCK YARDS BANK & TRUST CO |
| Nov 27, 2018 | Warranty Deed, Transfer · Conventional Mortgage CITIZENS UNION BANK OF SHELBYVILLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 8, 2024 · Amount on Record |
| Deed Sale | Mar 8, 2024 · Amount on Record |
| Prior Sale | Nov 27, 2018 · Amount on Record |
| Deed Document Number | 2024764529 |
| Deed Book / Page | 626 / 388 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Recording Date | Mar 8, 2024 |
| Property Address | 232 CHERRY LN, FRANKFORT, KY 40601-8128 |
| Document Number | 00D626/388 |
| Book / Page | D626 / 388 |
| Map Reference | MB 2 PG 55 |
| Instrument Date | Mar 1, 2024 |
| Instrument | 764529 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $205.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 232 CHERRY LN, FRANKFORT, KY 40601-8128 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 1550 TRENT BLVD APT 205, 205, LEXINGTON, KY 40515-1905 |
| Document Number | 0000764530 |
|---|---|
| Date | Mar 8, 2024 |
| Instrument | 764530 |
| Name | STOCK YARDS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Recording Date | Nov 27, 2018 |
| Property Address | 232 CHERRY LN, FRANKFORT, KY 40601-8128 |
| Document Number | D582/134 |
| Book / Page | D582 / 134 |
| Map Reference | MB2 PG55&56 |
| Instrument Date | Nov 21, 2018 |
| Instrument | 482182 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $129.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1940 CLEARWATER DR, 1940, LAWRENCEBURG, KY 40342-9178 |
| Name | Verified Name |
|---|---|
| Address | 232 CHERRY LN, FRANKFORT, KY 40601-8128 |
| Document Number | 482183 |
|---|---|
| Date | Nov 27, 2018 |
| Instrument | 482183 |
| Name | CITIZENS UNION BANK OF SHELBYVILLE |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2048 |
Source: Franklin County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Franklin County |
| Unified School District | Franklin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,455.00 (+59.42%) | $205,000 (+59.04%) Land $18,000 Building $187,000 | $205,000 (+59.04%) Land $18,000 Building $187,000 |
| 2023 | $1,540.00 (+0.92%) | $128,900 (-) | $128,900 (-) |
| 2022 | $1,526.00 | $128,900 | $128,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 2 (2021) |
| Most Recent Claim | Aug 2021 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FARMDALE WATER DISTRICT serves 8,203 people · EPA ID KY0370128 |
|---|---|
| Water Source | Purchased surface water from FRANKFORT PLANT BOARD |
| Last State Inspection | Apr 2024 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frankfort Plant Board Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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