Franklin County property record for 220 Cherry Ln, Frankfort, KY 40601
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · built 1975 |
| Lot Size | 0.396 acres (17,271 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $150,000 (Apr 2022) |
| Tax Bill | $1,797 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Oct 2019 Mortgage + 4 more |
| Flood Zone | Zone AE (high risk) |
| APN | 038-20-01-006.00 |
| Primary APN | 038-20-01-006.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 17,271 sqft (0.396 acres) |
| View / Lot | Flood Plain/Flood Zone |
| Garage Type | Attached |
| Driveway | Asphalt Driveway |
| Parking Spaces | 1 Parking Space |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Radiant |
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 76353 |
|---|---|
| Street Address | 220 CHERRY LN |
| City | FRANKFORT |
| State | KY |
| Zip | 40601-8128 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FARMDALE IV LOT 84 |
| Legal Subdivision | FARMDALE IV |
| Legal Phase | 1V |
| Legal Lot Number | 84 |
| Jurisdiction | FRANKLIN KY |
| Township / Civil Division | FRANKFORT |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 71001 |
Source: Franklin County records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 220 CHERRY LN, FRANKFORT, KY 40601-8128 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 17, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ASIA BANK NATIONAL ASSOCIATION |
| Oct 14, 2019 | Deed of Trust, Mortgage · Conventional Mortgage LAKEVIEW LOAN SERVICING LLC |
| May 28, 2014 | Deed of Trust, Mortgage MORTGAGE SUPPLIERS INC |
| Apr 22, 2022 | Deed, Transfer · Unknown STOCKTON MORTGAGE CORP |
| Sep 16, 2014 | Deed, Transfer · FHA Mortgage MORTGAGE SUPPLIERS INC |
| Mar 4, 2005 | Correction Deed |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 22, 2022 · Amount on Record |
| Deed Sale | Apr 22, 2022 · Amount on Record |
| Prior Sale | Sep 16, 2014 · Amount on Record |
| Deed Document Number | 2022662381 |
| Deed Book / Page | 611 / 625 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Recording Date | Jun 17, 2026 |
| Property Address | 220 CHERRY LN, FRANKFORT, KY 40601-8128 |
| Document Number | 0000912606 |
| Book / Page | 1823 / 426 |
| Instrument Date | Jun 11, 2026 |
| Instrument | 2026912606 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Remainderman, 286 |
| Address | 220 CHERRY LN, FRANKFORT, KY 40601-8128 |
| Document Number | 0000912606, |
|---|---|
| Date | Jun 17, 2026 |
| Book Page | 1823/426 |
| Instrument | 2026912606 |
| Name | ASIA BANK NATIONAL ASSOCIATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.71% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Property Address | 220 CHERRY LN, FRANKFORT, KY 40601-8128 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Title Company | LIMESTONE TITLE AND ESCROW LLC, LIMESTONE TITLE & ESCROW LLC |
| Name | Verified Name |
|---|
| Document Number | 0M1507/058 |
|---|---|
| Date | Oct 14, 2019 |
| Book Page | M1507/058 |
| Instrument | 495743 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33146 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Property Address | 220 CHERRY LN, FRANKFORT, KY 40601-8128 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Title Company | TITLE SUPPLIERS LLC, TITLE SUPPLIERS |
| Name | Verified Name |
|---|
| Document Number | 0M1313/509 |
|---|---|
| Date | May 28, 2014 |
| Book Page | M1313/509 |
| Instrument | 416164 |
| Name | MORTGAGE SUPPLIERS INC |
|---|---|
| Address | WINCHESTER, KY 40391 |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Jun 1, 2044 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Recording Date | Apr 22, 2022 |
| Property Address | 220 CHERRY LN, FRANKFORT, KY 40601-8128 |
| Document Number | 00D611/625 |
| Book / Page | D611 / 625 |
| Map Reference | CAB 1 SL 48 |
| Instrument Date | Apr 15, 2022 |
| Instrument | 662381 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $150.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 5441, FRANKFORT, KY 40602-5441 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 220 CHERRY LN, FRANKFORT, KY 40601-8128 |
| Document Number | 0000662382 |
|---|---|
| Date | Apr 22, 2022 |
| Instrument | 662382 |
| Name | STOCKTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Unknown |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Recording Date | Sep 16, 2014 |
| Property Address | 220 CHERRY LN, FRANKFORT, KY 40601-8128 |
| Document Number | 00D548/649 |
| Book / Page | D548 / 649 |
| Map Reference | MB2 PG55&56 |
| Instrument Date | Sep 11, 2014 |
| Instrument | 420755 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $114.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2510 ROCKBRIDGE RD, SHELBYVILLE, KY 40065-9306 |
| Name | Verified Name |
|---|---|
| Address | 220 CHERRY LN, FRANKFORT, KY 40601-8128 |
| Document Number | 0000420756 |
|---|---|
| Date | Sep 16, 2014 |
| Instrument | 420756 |
| Name | MORTGAGE SUPPLIERS INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2044 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Recording Date | Mar 4, 2005 |
| Property Address | 220 CHERRY LN, FRANKFORT, KY 40601-8128 |
| Document Number | 00D481/086 |
| Book / Page | D481 / 086 |
| Map Reference | MB55 PG56 |
| Instrument Date | Jan 26, 2005 |
| Instrument | 280296 |
| Record Updated | Mar 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1104 TAMWORTH LN, FRANKFORT, KY 40601-8456 |
| Name | Verified Name |
|---|---|
| Address | 220 CHERRY LN, FRANKFORT, KY 40601-8128 |
Source: Franklin County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Franklin County |
| Unified School District | Franklin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,797.00 (+0.28%) | $150,000 (-) Land $18,000 Building $132,000 | $150,000 (-) Land $18,000 Building $132,000 |
| 2023 | $1,792.00 | $150,000 | $150,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 2 (2021) |
| Most Recent Claim | Aug 2021 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FARMDALE WATER DISTRICT serves 8,203 people · EPA ID KY0370128 |
|---|---|
| Water Source | Purchased surface water from FRANKFORT PLANT BOARD |
| Last State Inspection | Apr 2024 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frankfort Plant Board Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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