225 Beach St, Aurora, IL 60505 Property Records

Kane County property record for 225 Beach St, Aurora, IL 60505

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,560 sqft · built 1915
Lot Size	0.092 acres (4,000 sqft)
Owner	Individual Name on Record
Last Sale	$130,000 (Feb 2018)
Tax Bill	$4,152 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-23-328-001`

Property Details

APN / Parcel Number

Primary APN	`15-23-328-001`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,560 sqft Living Area
Gross Area	3,014 sqft
Basement Area	1,040 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Construction Type	Frame
Lot Area	4,000 sqft (0.092 acres)
Lot Dimensions	100 ft deep x 40 ft wide
Garage Type	Attached
Garage Area	216 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch

Location & Zoning

Street Address	225 BEACH ST
City	AURORA
State	IL
Zip	60505-2811
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEACH & SHEDDS ADDN : LOT B LOT 2 BLOCK 1 LOT DIMENSIONS: 40 X 100 APPROX LOT SQ FT 4000 SUBDIVISION: SEC 23 & PT SEC 22 RANGE CODE: 001
Legal Subdivision	BEACH&SHEDDS ADDN
Legal Block	1
Legal Lot Number	B,2
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	2
Census Block	2002
Census Tract	853401

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	225 BEACH ST, AURORA, IL 60505-2811
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2026	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
May 7, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Feb 8, 2018	Warranty Deed, Transfer · FHA Mortgage FIRST CENTENNIAL MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 8, 2018 · Amount on Record
Deed Sale	Feb 8, 2018 · Amount on Record
Prior Sale	Mar 13, 1996 · Amount on Record
Deed Document Number	20186484
Prior Transfer Date	Jan 9, 1996
Prior Transfer Doc	0000018052
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	225 BEACH ST, AURORA, IL 60505-2811
Transaction Type	Mortgage
Record Updated	Apr 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 BEACH ST, AURORA, IL 60505-2811

Mortgage

Document Number	0000011343
Date	Mar 23, 2026
Instrument	2026K011343

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	CAMPBELL, CA 95008

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	225 BEACH ST, AURORA, IL 60505-2811
Transaction Type	Mortgage
Record Updated	May 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036095
Date	May 7, 2021
Instrument	2021K036095

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	321 Months
Due	Feb 1, 2048

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Feb 8, 2018
Property Address	225 BEACH ST, AURORA, IL 60505-2811
Document Number	0000006484
Instrument Date	Jan 19, 2018
Instrument	2018K006484
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$130.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 BEACH ST, AURORA, IL 60505-2811

Mortgage

Document Number	0000006485
Date	Feb 8, 2018
Instrument	2018K006485

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2048

Interest

Rate Type	Fixed Rate
Rate	4.5%

Mortgage

Document Number	0000006486
Date	Feb 8, 2018
Instrument	2018K006486

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora East Unit School District 131 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,152.00 (+5.49%) Homeowner's exemption	$71,573 (+9.39%) Land $4,383 Building $67,190	$214,805 (+9.39%) Land $13,154 Building $201,651
2024	$3,936.00 (+10.28%)	$65,429 (+23.49%) Land $4,007 Building $61,422	$196,366 (+23.54%) Land $12,026 Building $184,340
2022	$3,569.00 (+2.06%) Homeowner's exemption	$52,982 (+7.41%) Land $3,266 Building $49,716	$158,946 (+7.41%) Land $9,798 Building $149,148
2021	$3,497.00 Homeowner's exemption	$49,327 Land $3,041 Building $46,286	$147,981 Land $9,123 Building $138,858

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 653 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon, Watch TV.

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