225 9th St SE, Winter Haven, FL 33880 Property Records

Polk County property record for 225 9th St SE, Winter Haven, FL 33880

Property Summary

Property Type	Multi-Family Dwellings
Details	4 bd · 2 ba · 1,850 sqft · built 1925
Lot Size	0.172 acres (7,497 sqft)
Owner	Company Name on File
Last Sale	$275,000 (Oct 2024)
Tax Bill	$3,786 (2025)
Deeds & Mortgages	Jun 2020 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`26-28-28-598500-002040`

Property Details

APN / Parcel Number

Primary APN	`26-28-28-598500-002040`
Alternative APNs	`282826598500002040` `82826000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,850 sqft Living Area
1st Floor Area	1,850 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1998
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	7,497 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide

Exterior Amenities

Porch	Enclosed/Unfinished Porch
Porch Area	72 sqft
Shed	1 Shed
Total Buildings	2 Buildings

Location & Zoning

Street Address	225 9TH ST SE
City	WINTER HAVEN
State	FL
Zip	33880-3112
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	R1A
Legal Description	FROWES SECOND ADD PB 8 PG 19 BLK B LOT 4
Legal Range	26E
Legal Township	28S
Legal Section	28
Legal Subdivision	FROWES SECOND ADDITION
Legal Tract	598500
Legal Block	B
Legal Lot Number	4
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1043
Census Tract	13902

Owner

225 9th St SE, a residential property, is owned by a company that bought it in October 2024.

Source: Polk County records, as of September 28, 2026

Owner of Record	Company Name on File
Mailing Address	1191 STATE ROAD 540 W, WINTER HAVEN, FL 33880-1759
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 21, 2024 · Amount on File
Deed Sale	Oct 21, 2024 · Amount on File
Prior Sale	Jun 12, 2020 · Amount on File
Deed Document Number	2024237312
Deed Book / Page	13302 / 1702
Record Updated	Oct 29, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jun 12, 2020
Property Address	225 9TH ST SE, WINTER HAVEN, FL 33880-3112
Document Number	0112641028
Book / Page	011264 / 001028
Instrument Date	Jun 12, 2020
Instrument	117665
Transaction Type	Transfer
Record Updated	Jul 1, 2020
Title Company	RIDGE SECURITY TITLE INC, RIDGE SEC TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,120.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	225 9TH ST SE WINTER HAVEN FL 338803112, WINTER HAVEN, FL 33880-3112

Mortgage

Document Number	112641030
Date	Jun 12, 2020
Book Page	011264/001030
Instrument	117666

Lender

Name	CITIZENS BK
Type	Bank
Address	FROSTPROOF, FL 33843

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 225 9th St SE was $3,786, up 132.6% from the year before.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$195,135 (-1.96%) Land $23,989 Building $171,146	$195,135 (-1.96%) Land $23,989 Building $171,146
2025	$3,786.00 (+132.56%)	$199,032 Land $23,989 Building $175,043	$199,032 Land $23,989 Building $175,043
2024	$1,628.00 (+5.37%)
2023	$1,545.00 (+6.85%) Homeowner's exemption	$129,208 (+5.25%)	$163,388 (+12.66%) Land $23,240 Building $140,148
2022	$1,446.00 Homeowner's exemption	$122,758	$145,024 Land $17,120 Building $127,904

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 225 9th St SE in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	3 (2004–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 225 9th St SE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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