243 9th St SE, Winter Haven, FL 33880 Property Records

Polk County property record for 243 9th St SE, Winter Haven, FL 33880

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,210 sqft · built 1924
Lot Size	0.172 acres (7,497 sqft)
Owner	Company Name on Record
Last Sale	$265,000 (Oct 2025)
Tax Bill	$3,543 (2025)
Deeds & Mortgages	Feb 2026 Sale Oct 2025 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`26-28-28-598500-002080`

Property Details

APN / Parcel Number

Primary APN	`26-28-28-598500-002080`
Alternative APNs	`282826598500002080` `82826000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,210 sqft Living Area
1st Floor Area	1,210 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable
Roof Material	Other
Lot Area	7,497 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
View / Lot	Commercial/Industrial
Garage Type	Detached
Garage Area	506 sqft
Porch	Enclosed/Unfinished Porch
Porch Area	338 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	243 9TH ST SE
City	WINTER HAVEN
State	FL
Zip	33880-3112
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	FROWES SECOND ADD PB 8 PG 19 BLK B LOT 8
Legal Range	26E
Legal Township	28S
Legal Section	28
Legal Subdivision	FROWES SECOND ADDITION
Legal Tract	598500
Legal Block	B
Legal Lot Number	8
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1043
Census Tract	13902

Owner

Source: Polk County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	9 BROGDEN CT SE, WINTER HAVEN, FL 33880-4226
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2026	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Oct 27, 2025	Warranty Deed, Transfer UNKNOWN, INSTA CLOSE TITLE
Feb 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage PLAINS COMMERCE BANK
May 4, 2020	Deed of Trust, Mortgage CITIZENS BK NA
Dec 19, 2018	Warranty Deed, Transfer · FHA Mortgage CITIZENS BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 27, 2025 · Amount on Record
Deed Sale	Oct 27, 2025 · Amount on Record
Prior Sale	Dec 19, 2018 · Amount on Record
Deed Document Number	2025252895
Deed Book / Page	13753 / 1276
Prior Transfer Date	Jan 7, 1995
Prior Transfer Doc	3496000256
Record Updated	Sep 20, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Feb 5, 2026
Property Address	243 9TH ST SE, WINTER HAVEN, FL 33880-3112
Document Number	0000029619
Book / Page	13871 / 2076
Map Reference	MB 8 PG 19
Instrument Date	Feb 3, 2026
Instrument	2026029619
Transaction Type	Transfer
Record Updated	Feb 19, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9 BROGDEN CT SE, WINTER HAVEN, FL 33880-4226

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 BROGDEN CT SE, WINTER HAVEN, FL 33880-4226

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Oct 27, 2025
Property Address	243 9TH ST SE, WINTER HAVEN, FL 33880-3112
Document Number	0000252895
Book / Page	13753 / 1276
Map Reference	MB 8 PG 19
Instrument Date	Oct 20, 2025
Instrument	2025252895
Transaction Type	Transfer
Record Updated	Nov 7, 2025
Title Company	UNKNOWN, INSTA CLOSE TITLE

Transaction

Amount	Amount Recorded
Tax	$1,855.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6006 GREENLEAF CIR, WINTER HAVEN, FL 33884-2914

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 BROGDEN CT SE, WINTER HAVEN, FL 33880-4226

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	243 9TH ST SE, WINTER HAVEN, FL 33880-3112
Transaction Type	Mortgage
Record Updated	Mar 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	243 90TH ST SE, WINTER HAVEN, FL 33880

Mortgage

Document Number	0000051211
Date	Feb 24, 2022
Book Page	12133/12
Instrument	2022051211

Lender

Name	PLAINS COMMERCE BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	243 9TH ST SE, WINTER HAVEN, FL 33880-3112
Document Number	0112471696
Instrument Date	May 4, 2020
Transaction Type	Mortgage
Record Updated	Jun 18, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	243 KNIGHT ST SE WINTER HAVEN FL 33880, WINTER HAVEN, FL 33880

Mortgage

Document Number	0112471696
Date	May 29, 2020
Book Page	011247/001696
Instrument	106858

Lender

Name	CITIZENS BK NA
Address	PROVIDENCE, RI 02903

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 28, 2050

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Dec 19, 2018
Property Address	243 9TH ST SE, WINTER HAVEN, FL 33880-3112
Document Number	0107021142
Book / Page	010702 / 001142
Instrument Date	Dec 11, 2018
Instrument	262682
Transaction Type	Transfer
Record Updated	Jan 8, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,009.40
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	243 9TH ST SE WINTER HAVEN FL 338803112, WINTER HAVEN, FL 33880-3112

Mortgage

Document Number	107021146
Date	Dec 19, 2018
Book Page	010702/001146
Instrument	262684

Lender

Name	CITIZENS BK NA
Address	PROVIDENCE, RI 02903

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 18, 2048

Tax Assessment & Valuation

Source: Polk County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,543.00 (+0.06%)	$186,289 (+0.26%) Land $23,989 Building $162,300	$186,289 (+0.26%) Land $23,989 Building $162,300
2024	$3,541.00 (+140.56%)	$185,811 (+55.58%) Land $23,989 Building $161,822	$185,811 (+2.3%) Land $23,989 Building $161,822
2023	$1,472.00 (+3.74%) Homeowner's exemption	$119,429 (+3%)	$181,639 (+24.37%) Land $23,240 Building $158,399
2022	$1,419.00 Homeowner's exemption	$115,950	$146,050 Land $17,120 Building $128,930

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	3 (2004–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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