208 9th St SE, Winter Haven, FL 33880 Property Records

Polk County property record for 208 9th St SE, Winter Haven, FL 33880

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,896 sqft · built 1940
Lot Size	0.239 acres (10,398 sqft)
Owner	Individual Name on Record
Last Sale	$185,500 (Aug 2019)
Tax Bill	$2,438 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-28-28-598500-001050`

Property Details

APN / Parcel Number

Primary APN	`26-28-28-598500-001050`
Alternative APNs	`282826598500001050` `82826000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,896 sqft Living Area
1st Floor Area	1,896 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1999
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	10,398 sqft (0.239 acres)
Lot Dimensions	130 ft deep x 80 ft wide
View / Lot	Commercial/Industrial
Garage Type	Detached
Garage Area	288 sqft
Porch	Unfinished Open Porch
Porch Area	24 sqft
Shed	1 Shed

Location & Zoning

Street Address	208 9TH ST SE
City	WINTER HAVEN
State	FL
Zip	33880-3111
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	FROWES SECOND ADD PB 8 PG 19 BLK A LOTS 5 & LOT 6 THE N 30 FT
Legal Range	26E
Legal Township	28S
Legal Section	28
Legal Subdivision	FROWES SECOND ADDITION
Legal Tract	598500
Legal Block	A
Legal Lot Number	5,6
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1013
Census Tract	13902

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	208 9TH ST SE, WINTER HAVEN, FL 33880-3111
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage HOMETAP EQUITY PARTNERS LLC
Feb 1, 2022	Deed of Trust, Mortgage · FHA Mortgage HOME POINT FINANCIAL CORPORATION
Aug 26, 2019	Warranty Deed, Transfer · FHA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2019 · Amount on Record
Deed Sale	Aug 26, 2019 · Amount on Record
Prior Sale	Dec 17, 1998 · Amount on Record
Deed Document Number	2019180094
Deed Book / Page	10952 / 627
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Recording Date	Apr 8, 2026
Property Address	208 9TH ST SE, WINTER HAVEN, FL 33880-3111
Document Number	0000082384
Book / Page	13949 / 122
Instrument Date	Mar 31, 2026
Instrument	202682384
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167
Address	208 9TH ST SE, WINTER HAVEN, FL 33880-3111

Mortgage

Document Number	0000082384,
Date	Apr 8, 2026
Book Page	13949/122
Instrument	202682384

Lender

Name	HOMETAP EQUITY PARTNERS LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6%
Max Rate	-1%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	208 9TH ST SE, WINTER HAVEN, FL 33880-3111
Transaction Type	Mortgage
Record Updated	Feb 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 9TH ST SE, WAHNETA, FL 33880-3111

Mortgage

Document Number	0000029063
Date	Feb 1, 2022
Book Page	12099/809
Instrument	2022029063

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	ANN ARBOR, MI 48105

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Aug 26, 2019
Property Address	208 9TH ST SE, WINTER HAVEN, FL 33880-3111
Document Number	0109520627
Book / Page	010952 / 000627
Instrument Date	Aug 23, 2019
Instrument	180094
Transaction Type	Transfer
Record Updated	Sep 10, 2019
Title Company	INTEGRITY FIRST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,298.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 9TH ST SE WINTER HAVEN FL 338803111, WINTER HAVEN, FL 33880-3111

Mortgage

Document Number	109520629
Date	Aug 26, 2019
Book Page	010952/000629
Instrument	180095

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 25, 2049

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$176,395 (+2.7%)	$232,792 (-1.54%) Land $33,273 Building $199,519
2025	$2,438.00 (+3.31%) Homeowner's exemption	$171,758 (+5.99%)	$236,434 (+0.74%) Land $33,273 Building $203,161
2024	$2,360.00 (+2.97%)
2023	$2,292.00 (+3.06%) Homeowner's exemption	$162,055 (+3%)	$234,688 (+19.03%) Land $32,233 Building $202,455
2022	$2,224.00 Homeowner's exemption	$157,335	$197,173 Land $26,112 Building $171,061

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	3 (2004–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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