22495 E Cactus Forest Rd, Florence, AZ 85132 Property Records

Pinal County property record for 22495 E Cactus Forest Rd, Florence, AZ 85132

Property Summary

Property Type	Rural Home
Details	1,975 sqft · built 2024
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Last Sale	$40,000 (Jan 2017)
Tax Bill	$368 (2025)
Deeds & Mortgages	Jun 2025 Mortgage Aug 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`206-20-003B`

Property Details

APN / Parcel Number

Primary APN	`206-20-003B`

Interior

Stories	1 Story
Building Area	1,975 sqft Living Area

Exterior

Year Built	Built 2024
Exterior Material	Other
Foundation Type	Concrete
Roof Material	Tile
Lot Area	217,800 sqft (5 acres)
Garage Type	Attached
Garage Area	850 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	22495 E CACTUS FOREST RD
City	FLORENCE
State	AZ
Zip	85132-9691
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	E 1/2 NE NW NE SEC 33-5S-10E 5AC
Legal Range	10E
Legal Township	05S
Legal Section	33
Jurisdiction	PINAL AZ
Township / Civil Division	FLORENCE
Census Block Group	2
Census Block	2026
Census Tract	802

Owner

Source: Pinal County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	22495 E CACTUS FOREST RD, FLORENCE, AZ 85132-9691
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2025	Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING
Aug 23, 2024	Intrafamily Transfer, Transfer · Conventional Mortgage PRIMELENDING
Jan 30, 2017	Warranty Deed, Transfer · Conventional Mortgage DENNIS G & DENISE F SCOGGINS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2017 · Amount on Record
Deed Sale	Jan 30, 2017 · Amount on Record
Deed Document Number	0000006041
Last Transfer Date	Aug 23, 2024
Transfer Doc	0000064040
Record Updated	Jun 8, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINAL AZ
Property Address	22495 E CACTUS FOREST RD, FLORENCE, AZ 85132-9691
Transaction Type	Mortgage
Record Updated	Mar 23, 2026
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22495 E CACTUS FOREST RD, FLORENCE, AZ 85132-9691

Mortgage

Document Number	0000052399
Date	Jun 27, 2025
Instrument	2025-052399

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2055

August 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PINAL AZ
Recording Date	Aug 23, 2024
Property Address	22495 E CACTUS FOREST RD, FLORENCE, AZ 85132-9691
Document Number	0000064040
Instrument Date	Aug 23, 2024
Instrument	2024-064040
Transaction Type	Transfer
Record Updated	Mar 23, 2026
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3764 W MORGAN LN, SAN TAN VALLEY, AZ 85144-3109

Mortgage

Document Number	0000064041
Date	Aug 23, 2024
Instrument	2024-064041

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 15, 2025

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINAL AZ
Recording Date	Jan 30, 2017
Property Address	22409 E CACTUS FOREST RD, FLORENCE, AZ 85132-9216
Document Number	0000006041
Instrument Date	Jan 18, 2017
Instrument	6041
Transaction Type	Transfer
Record Updated	Feb 16, 2017
Title Company	SECURITY TITLE COMPANY, SECURITY TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$40.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3764 W MORGAN LN SAN TAN VALLEY AZ 851423109, SAN TAN VALLEY, AZ 85142-3109

Mortgage

Document Number	6042
Date	Jan 30, 2017
Instrument	6042

Lender

Name	DENNIS G & DENISE F SCOGGINS
Address	12022 N 153RD AVE, SURPRISE, AZ 85379-7259
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Pinal County assessment roll, as of January 1, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Pinal County
Unified School District	Florence Unified School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027		$43,888 (+263.67%) Land $8,045 Building $35,843	$438,879 (+445.52%) Land $80,451 Building $358,428
2026		$12,068 (+18.27%) Land $12,068	$80,451 (+18.27%) Land $80,451
2025	$368.00 (+1.1%)	$10,204 (-) Land $10,204	$68,026 (-) Land $68,026
2024		$10,204 Land $10,204	$68,026 Land $68,026
2023	$364.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Jul 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 56% of Arizona
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TONTO BASIN WATER - CACTUS FOREST public/private · serves 730 people · EPA ID AZ0411052
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Arsenic resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TREPIC Networks Fixed Wireless	200 / 30
T-Mobile Fixed Wireless	100 / 20
Utah Broadband Fixed Wireless	50 / 25
CenturyLink DSL	10 / 1

May also be available: AT&T.

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