2247 Co Rd 20, Waterloo, IN 46793 Property Records

DeKalb County property record for 2247 Co Rd 20, Waterloo, IN 46793

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 2,030 sqft · built 2004
Lot Size	10.9 acres (475,545 sqft)
Owner	Individual Name on Record
Tax Bill	$2,205 (2025)
Deeds & Mortgages	Apr 2019 Line of Credit Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-01-25-400-011.000-004`

Property Details

APN / Parcel Number

Primary APN	`17-01-25-400-011.000-004`
Alternative APN	`030125400011`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,030 sqft Living Area
1st Floor Area	2,030 sqft
Basement Area	1,470 sqft
Finished Basement	1,083 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	475,545 sqft (10.9 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	2,496 sqft
Parking Spaces	9 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	030125400011
Street Address	2247 COUNTY ROAD 20
City	WATERLOO
State	IN
Zip	46793-9409
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	WILSON ACRES SEC II LOT 2 ACRES 10.917
Legal Subdivision	WILSON ACRES
Legal Lot Number	2
Jurisdiction	DE KALB IN
Township / Civil Division	FAIRFIELD
Census Block Group	2
Census Block	2046
Census Tract	20100

Owner

Source: DeKalb County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2247 COUNTY ROAD 20, WATERLOO, IN 46793-9409
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2019	Deed of Trust, Mortgage · Line of Credit PROFED FCU
Apr 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage PROFED FCU
Jul 7, 2021	Deed of Trust, Mortgage · Line of Credit PROFED FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 13, 2010
Transfer Doc	0000000284
Record Updated	Oct 29, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IN
Property Address	2247 COUNTY ROAD 20, WATERLOO, IN 46793-9409
Transaction Type	Mortgage
Record Updated	Dec 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201901638
Date	Apr 17, 2019
Instrument	201901638

Lender

Name	PROFED FCU
Type	Credit Union
Address	FORT WAYNE, IN 46805

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Apr 12, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IN
Property Address	2247 COUNTY ROAD 20, WATERLOO, IN 46793-9409
Transaction Type	Mortgage
Record Updated	Dec 26, 2023
Title Company	NORTH AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202102641
Date	Apr 12, 2021
Instrument	202102641

Lender

Name	PROFED FCU
Type	Credit Union
Address	FORT WAYNE, IN 46805

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2041

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IN
Property Address	2247 COUNTY ROAD 20, WATERLOO, IN 46793-9409
Transaction Type	Mortgage
Record Updated	Dec 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2247 COUNTY ROAD 20, WATERLOO, IN 46793-9409

Mortgage

Document Number	0202104958
Date	Jul 7, 2021
Instrument	202104958

Lender

Name	PROFED FCU
Type	Credit Union
Address	FORT WAYNE, IN 46805

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Jun 1, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	DeKalb County
County Subdivision	Fairfield Township
Unified School District	DeKalb County Central United School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,205.00 (-3.67%)	$431,000 (+2.45%) Land $55,900 Building $375,100	$431,000 (+2.45%) Land $55,900 Building $375,100
2024	$2,289.00 (+1.51%)	$420,700 (+0.86%) Land $54,400 Building $366,300	$420,700 (+0.86%) Land $54,400 Building $366,300
2023	$2,255.00 (-15.38%)	$417,100 (+10.99%) Land $50,100 Building $367,000	$417,100 (+10.99%) Land $50,100 Building $367,000
2022	$2,665.00	$375,800 Land $42,400 Building $333,400	$375,800 Land $42,400 Building $333,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20
MetaLINK Technologies Fixed Wireless	25 / 5

May also be available: Lakeland Internet, Locl.Net.

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