DeKalb County property record for 2123 Co Rd 20, Waterloo, IN 46793
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,352 sqft · built 1970 |
| Lot Size | 1.25 acres (54,450 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $573 (2025) |
| Deeds & Mortgages | Mar 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-01-25-300-006.000-004 |
| Primary APN | 17-01-25-300-006.000-004 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,352 sqft Living Area |
| 1st Floor Area | 1,352 sqft |
| Basement Area | 384 sqft |
| Unfinished Basement | 384 sqft |
| Family Room | Family Room |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 54,450 sqft (1.25 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Hot Water |
|---|
| Account Number | 030125300006 |
|---|---|
| Street Address | 2123 COUNTY ROAD 20 |
| City | WATERLOO |
| State | IN |
| Zip | 46793-9409 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT W1/2 E1/2 SW1/4 SECTION 25 TWP 35 RANGE 12 ACRES 1.2500 |
| Jurisdiction | DE KALB IN |
| Township / Civil Division | FAIRFIELD |
| Census Block Group | 2 |
| Census Block | 2046 |
| Census Tract | 20100 |
2123 Co Rd 20 is owned and occupied by an individual.
Source: DeKalb County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2123 COUNTY ROAD 20, WATERLOO, IN 46793-9409 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB IN |
| Property Address | 2123 COUNTY ROAD 20, WATERLOO, IN 46793-9409 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0202401489 |
|---|---|
| Date | Mar 28, 2024 |
| Instrument | 202401489 |
| Name | THREE RIVERS FCU |
|---|---|
| Type | Credit Union |
| Address | 9112 STELLHORN CROSSING PKWY, FORT WAYNE, IN 46815 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 25, 2039 |
The 2025 property tax bill for 2123 Co Rd 20 was $573, up 0.9% from the year before.
Source: DeKalb County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | DeKalb County |
| County Subdivision | Fairfield Township |
| Unified School District | DeKalb County Central United School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $573.00 (+0.88%) | $154,200 (+4.9%) Land $31,200 Building $123,000 | $154,200 (+4.9%) Land $31,200 Building $123,000 |
| 2024 | $568.00 (+1.25%) | $147,000 (+1.38%) Land $30,600 Building $116,400 | $147,000 (+1.38%) Land $30,600 Building $116,400 |
| 2023 | $561.00 (-5.71%) | $145,000 (+16.56%) Land $29,400 Building $115,600 | $145,000 (+16.56%) Land $29,400 Building $115,600 |
| 2022 | $595.00 | $124,400 Land $25,600 Building $98,800 | $124,400 Land $25,600 Building $98,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2123 Co Rd 20 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2123 Co Rd 20 has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| Watch TV Fixed Wireless | 100 / 20 |
| Brightspeed DSL | 80 / 10 |
| MetaLINK Technologies Fixed Wireless | 25 / 5 |
| T-Mobile Fixed Wireless | 25 / 3 |
May also be available: AT&T, Lakeland Internet.
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