DeKalb County property record for 2158 Co Rd 20, Waterloo, IN 46793
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1 ba · 3,536 sqft · built 1890 |
| Lot Size | 2.16 acres (94,090 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $999 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-01-36-100-004.000-004 |
| Primary APN | 17-01-36-100-004.000-004 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 3,536 sqft Living Area |
| 1st Floor Area | 3,536 sqft |
| Basement Area | 368 sqft |
| Unfinished Basement | 368 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1970 |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 94,090 sqft (2.16 acres) |
| Terrain | Rolling |
| Lean-To | 320 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 030136100004 |
|---|---|
| Street Address | 2158 COUNTY ROAD 20 |
| City | WATERLOO |
| State | IN |
| Zip | 46793-9409 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | PT E1/2 NW1/4 SECTION 36 TWP 35 RANGE 12 ACRES 2.1600 |
| Jurisdiction | DE KALB IN |
| Township / Civil Division | FAIRFIELD |
| Census Block Group | 2 |
| Census Block | 2047 |
| Census Tract | 20100 |
2158 Co Rd 20, a rural home, is owned and occupied by an individual.
Source: DeKalb County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2158 COUNTY ROAD 20, WATERLOO, IN 46793-9409 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB IN |
| Property Address | 2158 COUNTY ROAD 20, WATERLOO, IN 46793-9409 |
| Transaction Type | Mortgage |
| Record Updated | Jan 31, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0202006857 |
|---|---|
| Date | Oct 26, 2020 |
| Instrument | 202006857 |
| Name | THREE RIVERS FCU |
|---|---|
| Type | Credit Union |
| Address | FORT WAYNE, IN 46825 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2035 |
The 2025 property tax bill for 2158 Co Rd 20 was $999, up 6.4% from the year before.
Source: DeKalb County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | DeKalb County |
| County Subdivision | Fairfield Township |
| Unified School District | DeKalb County Central United School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $999.00 (+6.39%) | $228,000 (+11.06%) Land $34,100 Building $193,900 | $228,000 (+11.06%) Land $34,100 Building $193,900 |
| 2024 | $939.00 (+2.62%) | $205,300 (+2.75%) Land $33,500 Building $171,800 | $205,300 (+2.75%) Land $33,500 Building $171,800 |
| 2023 | $915.00 (+1.67%) | $199,800 (+13.33%) Land $32,000 Building $167,800 | $199,800 (+13.33%) Land $32,000 Building $167,800 |
| 2022 | $900.00 | $176,300 Land $27,800 Building $148,500 | $176,300 Land $27,800 Building $148,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2158 Co Rd 20 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2158 Co Rd 20 has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| Watch TV Fixed Wireless | 100 / 20 |
| Brightspeed DSL | 80 / 10 |
| MetaLINK Technologies Fixed Wireless | 25 / 5 |
| T-Mobile Fixed Wireless | 25 / 3 |
May also be available: AT&T, Lakeland Internet.
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