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2238 S Central Ave, Flagler Beach, FL 32136 Property Records

Flagler County property record for 2238 S Central Ave, Flagler Beach, FL 32136

Property Summary

Property TypeVacant Land
Lot Size0.189 acres (8,233 sqft)
Owner2 Individual Names on Record
Last Sale$182,500 (Apr 2021)
Tax Bill$4,203 (2025)
Deeds & MortgagesMar 2022 Mortgage
Apr 2021 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN19-12-32-4400-00020-0080

Property Details

APN / Parcel Number

Primary APN19-12-32-4400-00020-0080

Exterior

Lot Area8,233 sqft (0.189 acres)

Location & Zoning

Street Address2238 S CENTRAL AVE
CityFLAGLER BEACH
StateFL
Zip32136-4042
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Legal DescriptionMOBBS SUB DIV BL-2 LOT 8 DC- OR 173 PG 172; OR 173 PG 171 OR 280 PG 870 OR 333 PG 124 OR 651 PG 109 OR 1069 PG 1358 OR 1748/1684 OR 2124/1242 OR 2189/1504
Legal Range32E
Legal Township12S
Legal Section19
Legal SubdivisionMOBBS SUB
Legal Block2
Legal Lot Number8
JurisdictionFLAGLER FL
Township / Civil DivisionFLAGLER BEACH
Census Block Group3
Census Block3095
Census Tract60302

Owner

Source: Flagler County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 688, BRIDGTON, ME 04009-0688
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 31, 2022Deed of Trust, Mortgage · Conventional Mortgage
REGIONS BANK
Apr 9, 2021Warranty Deed, Transfer · Conventional Mortgage
SEACOAST NATIONAL BANK
Oct 6, 2020Warranty Deed, Transfer
FLAGLER COUNTY ABSTRACT
Mar 1, 2017Warranty Deed, Transfer
FLAGLER COUNTY ABSTRACT

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 9, 2021 · Amount on Record
Deed SaleApr 9, 2021 · Amount on Record
Prior SaleOct 6, 2020 · Amount on Record
Deed Document Number202119038
Deed Book / Page2548 / 1102
Prior Transfer DateDec 7, 2009
Prior Transfer Doc0017481684
Record UpdatedJun 8, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLAGLER FL
Property Address2238 S CENTRAL AVE, FLAGLER BEACH, FL 32136-4042
Transaction TypeMortgage
Record UpdatedSep 28, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address88 KEZARS RDG, WATERFORD, ME 04088-3044

Mortgage

Document Number0026730492
DateMar 31, 2022
Book Page2673/492
Instrument2022016871
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35244
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2052

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateApr 9, 2021
Property Address2238 S CENTRAL AVE, FLAGLER BEACH, FL 32136-4042
Document Number0025481102
Book / Page2548 / 1102
Map ReferenceMB 3 PG 30
Instrument DateMar 24, 2021
Instrument2021019038
Transaction TypeTransfer
Record UpdatedFeb 22, 2022
Title CompanyOLDE FL TITLE LLC, OLDE FLORIDA TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,277.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address19897 OLD BRIDGEWOOD TRL, 19897, BOCA RATON, FL 33498-6238

Transferred To (Grantee/Buyer)

NameVerified Name
Address88 KEZARS RDG, WATERFORD, ME 04088-3044

Mortgage

Document Number0025481104
DateApr 9, 2021
Instrument2548/1104
Lender
NameSEACOAST NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueApr 1, 2036
Interest
Rate TypeAdjustable Rate
Rate3.37%
Type Change DateApr 1, 2026
Change FrequencyAnnually
Min Rate At Change3.5%
Max Rate At Change5.37%
Index1-Year CMT
Max Rate8.37%

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateOct 6, 2020
Property Address2238 S CENTRAL AVE, FLAGLER BEACH, FL 32136-4042
Document Number0024830937
Book / Page002483 / 000937
Instrument DateSep 25, 2020
Instrument40374
Transaction TypeTransfer
Record UpdatedOct 30, 2020
Title CompanyFLAGLER COUNTY ABSTRACT

Transaction

AmountAmount Recorded
Tax$1,120.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address19897 OLD BRIDGEWOOD TRL BOCA RATON FL 334986238, BOCA RATON, FL 33498-6238

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateMar 1, 2017
Property Address2238 S CENTRAL AVE, FLAGLER BEACH, FL 32136-4042
Document Number0021891504
Book / Page002189 / 001504
Instrument DateFeb 21, 2017
Instrument7326
Transaction TypeTransfer
Record UpdatedMay 9, 2017
Title CompanyFLAGLER COUNTY ABSTRACT

Transaction

AmountAmount Recorded
Tax$812.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 338 SUGAR LOAF NY 109810338, SUGAR LOAF, NY 10981-0338

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
MunicipalityFlagler Beach City
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,203.00 (+10.17%)$243,500 (+44.08%) Land $243,500$243,500 (+44.08%) Land $243,500
2024$3,815.00 (+14.5%)
2023$3,332.00 (-0.74%)$169,000 (-) Land $169,000$169,000 (-) Land $169,000
2022$3,357.00$169,000 Land $169,000$169,000 Land $169,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 239 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies253 units insured
incl. 14 condo units
Nearby Flood Claims200 (1991–2024)
Claims Outside the SFHA35 of 200
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Nicole, Nov 2022 · 38 claims
  • Hurricane Irma, Sep 2017 · 91 claims
  • Hurricane Frances, Sep 2004 · 22 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · lower than 82% of Florida
Wildfire Likelihood0.07% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFLAGLER BEACH WTP
serves 4,830 people · EPA ID FL2180349
Water SourceGroundwater
Last State InspectionJun 2023
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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