2242 S Central Ave, Flagler Beach, FL 32136 Property Records

Flagler County property record for 2242 S Central Ave, Flagler Beach, FL 32136

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,878 sqft · built 2003
Lot Size	0.189 acres (8,233 sqft)
Owner	Individual Name on Record
Last Sale	$795,000 (Jul 2025)
Tax Bill	$7,180 (2025)
Deeds & Mortgages	Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-12-32-4400-00020-0090`

Property Details

APN / Parcel Number

Primary APN	`19-12-32-4400-00020-0090`

Interior

Full Baths	3 Baths
Stories	3 Stories
Building Area	1,878 sqft Heated Area
Gross Area	3,147 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2008
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	8,233 sqft (0.189 acres)
Driveway	Driveway
Driveway Area	800 sqft
Pool Area	481 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	2242 S CENTRAL AVE
City	FLAGLER BEACH
State	FL
Zip	32136-4042
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MOBBS SUBD BLOCK 2 LOT 9 OR 173 PG 171 & 172 OR 281 PG 227 OR 651 PG 94 OR 854 PG 655 OR 2013/962-DC OR 2218/323
Legal Range	32E
Legal Township	12S
Legal Section	19
Legal Subdivision	MOBBS SUB
Legal Block	2
Legal Lot Number	9
Jurisdiction	FLAGLER FL
Township / Civil Division	FLAGLER BEACH
Census Block Group	3
Census Block	3095
Census Tract	60302

Owner

Source: Flagler County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2242 S CENTRAL AVE, FLAGLER BEACH, FL 32136-4042
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2025 · Amount on Record
Deed Sale	Jul 23, 2025 · Amount on Record
Prior Sale	Jul 17, 2017 · Amount on Record
Deed Document Number	2025030457
Deed Book / Page	2978 / 180
Record Updated	Jun 8, 2026

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Jul 17, 2017
Property Address	2242 S CENTRAL AVE, FLAGLER BEACH, FL 32136-4042
Document Number	0022180323
Book / Page	2218 / 0323
Map Reference	MB3 PG30
Instrument Date	Jul 3, 2016
Instrument	2017024670
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	AGENTS CHOICE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,877.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2242 S CENTRAL AVE, FLAGLER BEACH, FL 32136-4042

Mortgage

Document Number	2017024671
Date	Jul 17, 2017
Instrument	2017024671

Lender

Name	APPROVED MORTGAGE SOURCE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Flagler Beach City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,180.00 (+5.59%) Homeowner's exemption	$411,219 (+5.99%)	$688,159 (+17.29%) Land $243,500 Building $444,659
2023	$6,800.00 (+2.58%) Homeowner's exemption	$387,990 (+3%)	$586,715 (+3.74%) Land $169,000 Building $417,715
2022	$6,629.00 Homeowner's exemption	$376,689	$565,555 Land $169,000 Building $396,555

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 239 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	253 units insured incl. 14 condo units
Nearby Flood Claims	200 (1991–2024)
Claims Outside the SFHA	35 of 200
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Nicole, Nov 2022 · 38 claims Hurricane Irma, Sep 2017 · 91 claims Hurricane Frances, Sep 2004 · 22 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLAGLER BEACH WTP serves 4,830 people · EPA ID FL2180349
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20